Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Grants Pass, OR
We monitor insurance prices, helping the average driver in Grants Pass save up to 34.7% on car insurance.
The Cheapest Minimum Coverage in Grants Pass
The chart below shows the cheapest car insurance company in Grants Pass for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Country Financial, and Travelers.
| Grants Pass Insurer | Monthly Cost |
|---|---|
| Metromile | $61 |
| State Farm | $61 |
| Country Financial | $68 |
| Travelers | $70 |
Savings for Every Kind of Grants Pass Driver
Based on our extensive insurance data, we know the average Grants Pass driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $450 per year by choosing the right vehicle insurance company. Some Grants Pass residents are paying out over $1,417 extra every year for auto insurance in Grants Pass. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Grants Pass, OR Savings / Yr. |
|---|---|
$450 |
|
$670 |
|
$546 |
|
$614 |
|
$1,628 |
|
$440 |
|
$524 |
Grants Pass Car Insurance vs. Oregon
People living in Grants Pass pay an average of 6.04% less than the typical driver in the state. The average driver in Grants Pass can expect to pay about $1,094 per year, or $1,417 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Grants Pass for most people.
Car Insurance Prices by Grants Pass Neighborhood
Insurance Prices
Where is insurance cheapest within Grants Pass?
The map shows insurance prices in and around Grants Pass, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $389 per year within the city boundaries, with insurance premiums ranging from a high of $1,704 to a low of $1,315. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Grants Pass.Pick the Best Car Insurance Company for You in Grants Pass
The best car insurance provider for most drivers in Grants Pass
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $450 over the average Grants Pass car insurance company.
The best car insurance provider for Grants Pass drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $670 over the competition.
The best car insurance company for Grants Pass drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $546 better than other car insurance companies.
The best auto insurance for Grants Pass drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $614 less each year.
The least expensive car insurance company for new and young drivers in Grants Pass
In Grants Pass, Country Financial costs young drivers $1,628 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Grants Pass
State Farm gave the largest car insurance discounts to married couples, averaging $440 saved each year compared to an average Grants Pass couple's premiums.
The cheapest car insurance in Grants Pass for drivers with bad credit
The best Grants Pass car insurance company for customer service
Nationwide was the best company for customer service in Grants Pass according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Grants Pass, which was better than other insurers.
The cheapest large national provider in Grants Pass
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Grants Pass driver can expect to pay about $97 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Grants Pass, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with speeding tickets, young drivers, married couples, and drivers with accidents.Auto Insurance Prices in and Around Grants Pass
What Influences the Cost of Car Insurance in Grants Pass?
On average, car insurance in Grants Pass is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Grants Pass is 22 minutes, which is far less than average for a driver in the state.
- Oregon state insurance regulations may allow for lower prices.
- An average of 4 to 5 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Grants Pass are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Grants Pass has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Grants Pass is $91 per month for minimum coverage and $118 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Merlin: Insurance costs 2.54% less
- Murphy: Insurance costs 4.02% less
- Wilderville: Insurance costs 2.61% less
- Rogue River: Insurance costs 2.75% less
- Hugo: Insurance costs 3.81% less
- Wonder: Insurance costs 3.18% less
- Wimer: Insurance costs 0.92% less
- Gold Hill: Insurance costs 4.52% less
- Williams: Insurance costs 3.03% less
- Wolf Creek: Insurance costs 3.11% less
Cities with Similar Populations
- Kenner: Insurance costs 150.25% more
- Bellevue: Insurance costs 1.98% more
- Laveen: Insurance costs 42.70% more
- West Des Moines: Insurance costs 14.75% less
- Goose Creek: Insurance costs 26.96% more
- Lynwood: Insurance costs 69.87% more
- Shawnee: Insurance costs 11.50% more
- Harrisonburg: Insurance costs 17.64% less
- Easley: Insurance costs 13.48% more
- Doral: Insurance costs 130.91% more