Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Grass Valley, NV
We monitor insurance prices, helping the average driver in Grass Valley save up to 36.3% on car insurance.
The Cheapest Minimum Coverage in Grass Valley
The chart below shows the cheapest car insurance company in Grass Valley for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Progressive, Geico, and Safeco Insurance.
| Grass Valley Insurer | Monthly Cost |
|---|---|
| State Farm | $59 |
| Progressive | $76 |
| Geico | $76 |
| Safeco Insurance | $82 |
Savings for Every Kind of Grass Valley Driver
Based on our extensive insurance data, we know the average Grass Valley driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $454 per year by choosing the right vehicle insurance company. Some Grass Valley residents are paying out over $1,992 extra every year for auto insurance in Grass Valley. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Grass Valley, NV Savings / Yr. |
|---|---|
$454 |
|
$613 |
|
$345 |
|
$853 |
|
$2,550 |
|
$585 |
|
$828 |
Grass Valley Car Insurance vs. Nevada
People living in Grass Valley pay an average of 11.56% less than the typical driver in the state. The average driver in Grass Valley can expect to pay about $1,018 per year, or $1,992 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Grass Valley for most people.
Car Insurance Prices by Grass Valley Neighborhood
Insurance Prices
Where is insurance cheapest within Grass Valley?
The map shows insurance prices in and around Grass Valley, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,992 to a low of $1,992. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Grass Valley.Pick the Best Car Insurance Company for You in Grass Valley
The best car insurance provider for most drivers in Grass Valley
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $454 over the average Grass Valley car insurance company.
The best car insurance provider for Grass Valley drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $613 over the competition.
The best car insurance company for Grass Valley drivers with speeding tickets
>Progressive gave the average person with a speeding ticket the most savings, averaging $345 better than other car insurance companies.
The best auto insurance for Grass Valley drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $853 less each year.
The least expensive car insurance company for new and young drivers in Grass Valley
In Grass Valley, State Farm costs young drivers $2,550 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Grass Valley
State Farm gave the largest car insurance discounts to married couples, averaging $585 saved each year compared to an average Grass Valley couple's premiums.
The cheapest car insurance in Grass Valley for drivers with bad credit
The best Grass Valley car insurance company for customer service
Nationwide was the best company for customer service in Grass Valley according to the NAIC.
Recent price drops
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The cheapest large national provider in Grass Valley
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Grass Valley driver can expect to pay about $145 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Grass Valley, USAA has the best prices for married couples, good drivers, young drivers, drivers with a DUI conviction, drivers with accidents, drivers with bad credit, and drivers with speeding tickets.Auto Insurance Prices in and Around Grass Valley
What Influences the Cost of Car Insurance in Grass Valley?
On average, car insurance in Grass Valley is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Nevada state insurance regulations may require higher prices.
- An average of 9 to 10 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Grass Valley are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Grass Valley is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Grass Valley is $85 per month for minimum coverage and $166 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Mill City: Insurance costs 1.05% more
- Weso: Insurance costs 2.51% more
- Winnemucca: Insurance costs 8.84% more
- Golconda: Insurance costs 1.05% less
- Imlay: Insurance costs 0.05% less
- Tungsten: Insurance costs the same
- Unionville: Insurance costs the same
- Rye Patch: Insurance costs the same
- Valmy: Insurance costs 2.61% more
- Paradise Hill: Insurance costs 1.31% more
Cities with Similar Populations
- Rodman: Insurance costs 33.73% less
- Louellen: Insurance costs 14.96% more
- Lower Gillmore: Insurance costs 20.58% more
- Lower Oswegatchie: Insurance costs 12.05% more
- Lundell: Insurance costs 10.54% less
- Mamont: Insurance costs 30.17% less
- Mattson: Insurance costs 7.38% less
- Morton: Insurance costs 22.79% less
- Mount Moriah: Insurance costs 32.68% less
- Mountain Home Village: Insurance costs 3.36% less