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Get Cheap Car Insurance in Greenville, IL
We monitor insurance prices, helping the average driver in Greenville save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in Greenville
The chart below shows the cheapest car insurance company in Greenville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| Greenville Insurer | Monthly Cost |
|---|---|
| State Farm | $49 |
| Country Financial | $53 |
| Metromile | $58 |
| American Family Insurance | $62 |
Savings for Every Kind of Greenville Driver
Based on our extensive insurance data, we know the average Greenville driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $341 per year by choosing the right vehicle insurance company. Some Greenville residents are paying out over $1,460 extra every year for auto insurance in Greenville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Greenville, IL Savings / Yr. |
|---|---|
$341 |
|
$642 |
|
$513 |
|
$538 |
|
$1,326 |
|
$382 |
|
$490 |
Greenville Car Insurance vs. Illinois
People living in Greenville pay an average of 3.38% less than the typical driver in the state. The average driver in Greenville can expect to pay about $867 per year, or $1,460 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in Greenville for most people.
Car Insurance Prices by Greenville Neighborhood
Insurance Prices
Where is insurance cheapest within Greenville?
The map shows insurance prices in and around Greenville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $133 per year within the city boundaries, with insurance premiums ranging from a high of $1,520 to a low of $1,387. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northeast parts of Greenville.Pick the Best Car Insurance Company for You in Greenville
The best car insurance provider for most drivers in Greenville
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $341 over the average Greenville car insurance company.
The best car insurance provider for Greenville drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $642 over the competition.
The best car insurance company for Greenville drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $513 better than other car insurance companies.
The best auto insurance for Greenville drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $538 less each year.
The least expensive car insurance company for new and young drivers in Greenville
In Greenville, State Farm costs young drivers $1,326 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Greenville
State Farm gave the largest car insurance discounts to married couples, averaging $382 saved each year compared to an average Greenville couple's premiums.
The cheapest car insurance in Greenville for drivers with bad credit
The best Greenville car insurance company for customer service
Nationwide was the best company for customer service in Greenville according to the NAIC.
Recent price drops
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The cheapest large national provider in Greenville
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Greenville driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Greenville, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Greenville
What Influences the Cost of Car Insurance in Greenville?
On average, car insurance in Greenville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Greenville is 27 minutes, which is far less than average for a driver in the state.
- Illinois state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Greenville are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Greenville is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Greenville is $72 per month for minimum coverage and $122 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Woburn: Insurance costs 2.74% less
- Stubblefield: Insurance costs 0.82% less
- Dudleyville: Insurance costs 1.71% less
- Smithboro: Insurance costs 0.82% more
- Reno: Insurance costs 2.33% more
- Mulberry Grove: Insurance costs 0.62% more
- Pleasant Mound: Insurance costs 1.03% less
- Old Ripley: Insurance costs 1.78% more
- Beaver Creek: Insurance costs 1.23% less
- Donnellson: Insurance costs 1.10% more
Cities with Similar Populations
- Congers: Insurance costs 78.08% more
- Chester: Insurance costs 4.04% more
- Chester: Insurance costs 18.42% more
- Cheswick: Insurance costs 6.23% less
- Cheviot: Insurance costs 19.11% less
- Chittenango: Insurance costs 40.07% more
- Chuckey: Insurance costs 7.53% less
- Clarence Center: Insurance costs 61.92% more
- Clayton: Insurance costs 25.68% more
- Clear Lake: Insurance costs 18.15% less