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Get Cheap Car Insurance in Greenwood County, KS

We monitor insurance prices, helping the average driver in Greenwood County save up to 29.5% on car insurance.

 

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The Cheapest Minimum Coverage in Greenwood County

The chart below shows the cheapest car insurance company in Greenwood County for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Kemper, Farm Bureau, and Travelers.

 
Greenwood County Insurer Monthly Cost
State Farm $51
Kemper $53
Farm Bureau $55
Travelers $56

Savings for Every Kind of Greenwood County Driver

The table shows how much the average auto insurance customer in Greenwood County might save by following our recommendations.

Based on our extensive insurance data, we know the average Greenwood County driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $367 per year by choosing the right vehicle insurance company. Some Greenwood County residents are paying out over $1,549 extra every year for auto insurance in Greenwood County. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
Greenwood County, KS Savings / Yr.
Drivers with good records
$367
Drivers with accidents
$585
Drivers with speeding tickets
$418
Drivers with a DUI conviction
$684
Young drivers
$1,334
Married drivers
$341
Drivers with bad credit
$743

Greenwood County Car Insurance vs. Kansas

People living in Greenwood County pay an average of 1.01% less than the typical driver in the state. The average driver in Greenwood County can expect to pay about $834 per year, or $1,549 for full coverage.

Based on our analysis, Geico will be the cheapest provider in Greenwood County for most people.

Car Insurance Prices by Greenwood County Neighborhood

Greenwood County, KS map of insurance costs by zip code and neighborhood

Insurance Prices

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Average
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Where is insurance cheapest within Greenwood County?

The map shows insurance prices in and around Greenwood County, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $38 per year within the county boundaries, with insurance premiums ranging from a high of $1,573 to a low of $1,535. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Southwest parts of Greenwood County.

Pick the Best Car Insurance Company for You in Greenwood County

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Greenwood County insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Greenwood County

For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $367 over the average Greenwood County car insurance company.

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We use the average good driver, paying $99 per month, as our baseline for pricing in Greenwood County. Geico, Kemper, and Midvale Home & Auto are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Greenwood County drivers with accidents on their records

In Greenwood County getting into an accident will raise premiums an average 33% for a yearly cost of $2,310. That's $761 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Kemper, and American Family Insurance are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $585 over the competition.

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The best car insurance company for Greenwood County drivers with speeding tickets

>Geico gave the average person with a speeding ticket the most savings, averaging $418 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Greenwood County, tickets raise premiums on new quotes about $387. If you have a speeding ticket, we recommend Geico, Dairyland, and Kemper for savings that beat the average insurance cost of $1,936 per year.

The best auto insurance for Greenwood County drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,495 per year in auto insurance premiums, which was $946 more than a driver with no major issues. Travelers, Dairyland, and American Family Insurance penalized their customers the least for a DUI.

Getting a quote from Dairyland may cost the average person with a DUI about $684 less each year.

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The least expensive car insurance company for new and young drivers in Greenwood County

In Greenwood County, Geico costs young drivers $1,334 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 67% more for insurance than more mature drivers in Greenwood County. With an average cost of $4,656 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and American Family Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Greenwood County

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $86. State Farm, Progressive, and American Family Insurance provided the largest discounts to couples living in Greenwood County.

State Farm gave the largest car insurance discounts to married couples, averaging $341 saved each year compared to an average Greenwood County couple's premiums.

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The cheapest car insurance in Greenwood County for drivers with bad credit

People with poor credit saved an average of $743 with Geico.

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Many people are surprised that their poor credit score can cost them an average of $974 every year. Premiums for people with poor credit were about $2,523 in Greenwood County. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Nationwide, and Dairyland.

The best Greenwood County car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Greenwood County, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Farmers Insurance as the best provider in Greenwood County.

Nationwide was the best company for customer service in Greenwood County according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Greenwood County, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Greenwood County. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Greenwood County

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 24% of Greenwood County residents who are renting, and don't plan to be in the county or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Greenwood County driver can expect to pay about $100 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Greenwood County, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, drivers with a DUI conviction, and married couples.
Get USAA (An excellent choice if you qualify)

Auto Insurance Prices in and Around Greenwood County

What Influences the Cost of Car Insurance in Greenwood County?

On average, car insurance in Greenwood County is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the county are influenced by the following factors:

  • The average commute time in Greenwood County is 30 minutes, which is far more than average for a driver in the state.
  • Kansas state insurance regulations may allow for lower prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Greenwood County are lower than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
  • Greenwood County is one of the most densely populated areas in the state. The county’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Greenwood County is $70 per month for minimum coverage and $129 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Counties

Counties with Similar Populations

* Who is the average Greenwood County driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Greenwood County with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.