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Get Cheap Car Insurance in Greenwood Shores, SC
We monitor insurance prices, helping the average driver in Greenwood Shores save up to 29.7% on car insurance.
The Cheapest Minimum Coverage in Greenwood Shores
The chart below shows the cheapest car insurance company in Greenwood Shores for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Auto-Owners Insurance, and Safeco Insurance.
| Greenwood Shores Insurer | Monthly Cost |
|---|---|
| Geico | $57 |
| State Farm | $64 |
| Auto-Owners Insurance | $64 |
| Safeco Insurance | $71 |
Savings for Every Kind of Greenwood Shores Driver
Based on our extensive insurance data, we know the average Greenwood Shores driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $353 per year by choosing the right vehicle insurance company. Some Greenwood Shores residents are paying out over $1,609 extra every year for auto insurance in Greenwood Shores. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Greenwood Shores, SC Savings / Yr. |
|---|---|
$353 |
|
$633 |
|
$535 |
|
$666 |
|
$1,303 |
|
$298 |
|
$387 |
Greenwood Shores Car Insurance vs. South Carolina
People living in Greenwood Shores pay an average of 1.20% less than the typical driver in the state. The average driver in Greenwood Shores can expect to pay about $946 per year, or $1,609 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Greenwood Shores for most people.
Car Insurance Prices by Greenwood Shores Neighborhood
Insurance Prices
Where is insurance cheapest within Greenwood Shores?
The map shows insurance prices in and around Greenwood Shores, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $27 per year within the city boundaries, with insurance premiums ranging from a high of $1,633 to a low of $1,606. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Greenwood Shores.Pick the Best Car Insurance Company for You in Greenwood Shores
The best car insurance provider for most drivers in Greenwood Shores
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $353 over the average Greenwood Shores car insurance company.
The best car insurance provider for Greenwood Shores drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $633 over the competition.
The best car insurance company for Greenwood Shores drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $535 better than other car insurance companies.
The best auto insurance for Greenwood Shores drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $666 less each year.
The least expensive car insurance company for new and young drivers in Greenwood Shores
In Greenwood Shores, Geico costs young drivers $1,303 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Greenwood Shores
Geico gave the largest car insurance discounts to married couples, averaging $298 saved each year compared to an average Greenwood Shores couple's premiums.
The cheapest car insurance in Greenwood Shores for drivers with bad credit
The best Greenwood Shores car insurance company for customer service
Nationwide was the best company for customer service in Greenwood Shores according to the NAIC.
Recent price drops
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The cheapest large national provider in Greenwood Shores
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Greenwood Shores driver can expect to pay about $110 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Greenwood Shores, USAA has the best prices for drivers with speeding tickets, married couples, drivers with accidents, drivers with a DUI conviction, good drivers, drivers with bad credit, and young drivers.Auto Insurance Prices in and Around Greenwood Shores
What Influences the Cost of Car Insurance in Greenwood Shores?
On average, car insurance in Greenwood Shores is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Greenwood Shores is 36 minutes, which is about the national average for a driver in the state.
- South Carolina state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Greenwood Shores are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Greenwood Shores is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Greenwood Shores is $79 per month for minimum coverage and $134 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Godsey: Insurance costs 0.19% more
- Ninety Six: Insurance costs 0.81% less
- Cross Hill: Insurance costs 1.74% more
- Chappells: Insurance costs 0.50% more
- Pinehurst: Insurance costs 3.79% more
- Greenwood: Insurance costs 3.11% more
- Mountville: Insurance costs 3.36% more
- Waterloo: Insurance costs 3.05% more
- Silverstreet: Insurance costs 0.87% more
- Kinards: Insurance costs 0.25% more
Cities with Similar Populations
- Chesterfield: Insurance costs 10.01% more
- Tina: Insurance costs 10.07% more
- Tallysville: Insurance costs 25.05% less
- Craigville: Insurance costs 29.33% less
- Concord: Insurance costs 9.20% less
- Collins: Insurance costs 15.48% less
- Colcord: Insurance costs 5.72% less
- Clover: Insurance costs 32.88% less
- Clipper Gap: Insurance costs 18.58% more
- Climbing Hill: Insurance costs 24.18% less