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Get Cheap Car Insurance in Gretna, LA
We monitor insurance prices, helping the average driver in Gretna save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in Gretna
The chart below shows the cheapest car insurance company in Gretna for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| Gretna Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $133 |
| State Farm | $157 |
| Safeco Insurance | $159 |
| Clearcover | $176 |
Savings for Every Kind of Gretna Driver
Based on our extensive insurance data, we know the average Gretna driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $1,021 per year by choosing the right vehicle insurance company. Some Gretna residents are paying out over $3,671 extra every year for auto insurance in Gretna. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Gretna, LA Savings / Yr. |
|---|---|
$1,021 |
|
$1,791 |
|
$1,274 |
|
$1,922 |
|
$3,049 |
|
$947 |
|
$1,628 |
Gretna Car Insurance vs. Louisiana
People living in Gretna pay an average of 21.83% more than the typical driver in the state. The average driver in Gretna can expect to pay about $2,322 per year, or $3,671 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Gretna for most people.
Car Insurance Prices by Gretna Neighborhood
Insurance Prices
Where is insurance cheapest within Gretna?
The map shows insurance prices in and around Gretna, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $1,057 per year within the city boundaries, with insurance premiums ranging from a high of $4,297 to a low of $3,240. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Central parts of Gretna.Pick the Best Car Insurance Company for You in Gretna
The best car insurance provider for most drivers in Gretna
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $1,021 over the average Gretna car insurance company.
The best car insurance provider for Gretna drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,791 over the competition.
The best car insurance company for Gretna drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $1,274 better than other car insurance companies.
The best auto insurance for Gretna drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $1,922 less each year.
The least expensive car insurance company for new and young drivers in Gretna
In Gretna, Farm Bureau costs young drivers $3,049 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Gretna
Farm Bureau gave the largest car insurance discounts to married couples, averaging $947 saved each year compared to an average Gretna couple's premiums.
The cheapest car insurance in Gretna for drivers with bad credit
The best Gretna car insurance company for customer service
Recent price drops
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The cheapest large national provider in Gretna
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Gretna driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Gretna, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Gretna
What Influences the Cost of Car Insurance in Gretna?
On average, car insurance in Gretna is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Gretna are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Gretna is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Gretna is $194 per month for minimum coverage and $306 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Terrytown: Insurance costs 0.57% more
- Harvey: Insurance costs 3.98% more
- Timberlane: Insurance costs 0.82% more
- Woodmere: Insurance costs 5.91% more
- Marrero: Insurance costs 1.09% less
- Estelle: Insurance costs 1.20% more
- Arabi: Insurance costs 3.00% less
- New Orleans: Insurance costs 4.03% less
- Belle Chasse: Insurance costs 11.41% less
- St. Rosalie: Insurance costs 11.06% less
Cities with Similar Populations
- Watauga: Insurance costs 51.92% less
- Breaux Bridge: Insurance costs 13.73% less
- Brownwood: Insurance costs 55.63% less
- Caledonia: Insurance costs 27.95% less
- Canandaigua: Insurance costs 42.52% less
- Candler-McAfee: Insurance costs 36.28% less
- Canfield: Insurance costs 70.47% less
- Capitol Heights: Insurance costs 34.40% less
- Carney: Insurance costs 45.33% less
- Carthage: Insurance costs 51.35% less