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Get Cheap Car Insurance in Guffie, KY
We monitor insurance prices, helping the average driver in Guffie save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Guffie
The chart below shows the cheapest car insurance company in Guffie for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Guffie Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $59 |
| State Farm | $59 |
| Travelers | $86 |
| Geico | $93 |
Savings for Every Kind of Guffie Driver
Based on our extensive insurance data, we know the average Guffie driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $521 per year by choosing the right vehicle insurance company. Some Guffie residents are paying out over $2,064 extra every year for auto insurance in Guffie. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Guffie, KY Savings / Yr. |
|---|---|
$521 |
|
$855 |
|
$841 |
|
$851 |
|
$1,685 |
|
$564 |
|
$903 |
Guffie Car Insurance vs. Kentucky
People living in Guffie pay an average of 3.28% less than the typical driver in the state. The average driver in Guffie can expect to pay about $1,063 per year, or $2,064 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Guffie for most people.
Car Insurance Prices by Guffie Neighborhood
Insurance Prices
Where is insurance cheapest within Guffie?
The map shows insurance prices in and around Guffie, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $2,064 to a low of $2,064. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Guffie.Pick the Best Car Insurance Company for You in Guffie
The best car insurance provider for most drivers in Guffie
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $521 over the average Guffie car insurance company.
The best car insurance provider for Guffie drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $855 over the competition.
The best car insurance company for Guffie drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $841 better than other car insurance companies.
The best auto insurance for Guffie drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $851 less each year.
The least expensive car insurance company for new and young drivers in Guffie
In Guffie, State Farm costs young drivers $1,685 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Guffie
State Farm gave the largest car insurance discounts to married couples, averaging $564 saved each year compared to an average Guffie couple's premiums.
The cheapest car insurance in Guffie for drivers with bad credit
The best Guffie car insurance company for customer service
Recent price drops
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The cheapest large national provider in Guffie
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Guffie driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Guffie, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Guffie
What Influences the Cost of Car Insurance in Guffie?
On average, car insurance in Guffie is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Guffie is 28 minutes, which is a little less than average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Guffie are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Guffie is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Guffie is $89 per month for minimum coverage and $172 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Calhoun: Insurance costs 0.34% more
- Glenville: Insurance costs 0.15% more
- Panther: Insurance costs 0.63% less
- Cleopatra: Insurance costs 0.73% less
- Rumsey: Insurance costs 0.58% less
- Moseleyville: Insurance costs 0.82% less
- Elba: Insurance costs 3.54% less
- Jewel City: Insurance costs 0.53% less
- Maple Mount: Insurance costs 3.63% less
- Sutherland: Insurance costs 2.23% less
Cities with Similar Populations
- Manson: Insurance costs 35.66% less
- Shin Pond: Insurance costs 55.62% less
- Shelton: Insurance costs 18.56% less
- Shellsford: Insurance costs 37.06% less
- Shelburne: Insurance costs 41.81% less
- Shay: Insurance costs 45.30% less
- Shawnee: Insurance costs 8.24% less
- Shannondale: Insurance costs 16.23% less
- Shannon: Insurance costs 19.53% less
- Shaniko: Insurance costs 30.67% less