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Get Cheap Car Insurance in Guilford, ME
We monitor insurance prices, helping the average driver in Guilford save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in Guilford
The chart below shows the cheapest car insurance company in Guilford for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| Guilford Insurer | Monthly Cost |
|---|---|
| State Farm | $36 |
| Geico | $38 |
| Concord Group Insurance | $40 |
| Kemper | $41 |
Savings for Every Kind of Guilford Driver
Based on our extensive insurance data, we know the average Guilford driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $229 per year by choosing the right vehicle insurance company. Some Guilford residents are paying out over $939 extra every year for auto insurance in Guilford. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Guilford, ME Savings / Yr. |
|---|---|
$229 |
|
$326 |
|
$295 |
|
$300 |
|
$954 |
|
$199 |
|
$419 |
Guilford Car Insurance vs. Maine
People living in Guilford pay an average of 0.72% less than the typical driver in the state. The average driver in Guilford can expect to pay about $523 per year, or $939 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Guilford for most people.
Car Insurance Prices by Guilford Neighborhood
Insurance Prices
Where is insurance cheapest within Guilford?
The map shows insurance prices in and around Guilford, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $19 per year within the city boundaries, with insurance premiums ranging from a high of $955 to a low of $936. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Central parts of Guilford.Pick the Best Car Insurance Company for You in Guilford
The best car insurance provider for most drivers in Guilford
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $229 over the average Guilford car insurance company.
The best car insurance provider for Guilford drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $326 over the competition.
The best car insurance company for Guilford drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $295 better than other car insurance companies.
The best auto insurance for Guilford drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $300 less each year.
The least expensive car insurance company for new and young drivers in Guilford
In Guilford, Concord Group Insurance costs young drivers $954 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Guilford
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $199 saved each year compared to an average Guilford couple's premiums.
The cheapest car insurance in Guilford for drivers with bad credit
The best Guilford car insurance company for customer service
Recent price drops
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The cheapest large national provider in Guilford
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Guilford driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Guilford, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Guilford
What Influences the Cost of Car Insurance in Guilford?
On average, car insurance in Guilford is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Guilford is 26 minutes, which is a little less than average for a driver in the state.
- Maine state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Guilford are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Guilford is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Guilford is $44 per month for minimum coverage and $78 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Abbot Village: Insurance costs 0.21% less
- Sangerville: Insurance costs 0.96% more
- Parkman: Insurance costs 1.38% more
- North Guilford: Insurance costs 0.32% more
- Abbot: Insurance costs the same
- Upper Abbot: Insurance costs 0.21% less
- Dover Foxcroft: Insurance costs 1.28% more
- Monson: Insurance costs 0.53% more
- Willimantic: Insurance costs 1.06% more
- Sebec Lake: Insurance costs 1.49% more
Cities with Similar Populations
- Worthing: Insurance costs 63.37% more
- Washington Depot: Insurance costs 103.83% more
- West Dover: Insurance costs 28.01% more
- West Granby: Insurance costs 101.38% more
- White Creek: Insurance costs 123.22% more
- Williamsburg: Insurance costs 22.47% more
- Chatham: Insurance costs 211.29% more
- Wooton: Insurance costs 149.84% more
- Cartwright: Insurance costs 77.32% more
- Carney: Insurance costs 81.04% more