Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Gutches Grove, MN
We monitor insurance prices, helping the average driver in Gutches Grove save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in Gutches Grove
The chart below shows the cheapest car insurance company in Gutches Grove for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| Gutches Grove Insurer | Monthly Cost |
|---|---|
| State Farm | $51 |
| Auto-Owners Insurance | $57 |
| Kemper | $60 |
| American Family Insurance | $60 |
Savings for Every Kind of Gutches Grove Driver
Based on our extensive insurance data, we know the average Gutches Grove driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $432 per year by choosing the right vehicle insurance company. Some Gutches Grove residents are paying out over $1,608 extra every year for auto insurance in Gutches Grove. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Gutches Grove, MN Savings / Yr. |
|---|---|
$432 |
|
$545 |
|
$350 |
|
$712 |
|
$1,220 |
|
$361 |
|
$950 |
Gutches Grove Car Insurance vs. Minnesota
People living in Gutches Grove pay an average of 0.11% more than the typical driver in the state. The average driver in Gutches Grove can expect to pay about $832 per year, or $1,608 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Gutches Grove for most people.
Car Insurance Prices by Gutches Grove Neighborhood
Insurance Prices
Where is insurance cheapest within Gutches Grove?
The map shows insurance prices in and around Gutches Grove, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $41 per year within the city boundaries, with insurance premiums ranging from a high of $1,631 to a low of $1,590. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southwest parts of Gutches Grove.Pick the Best Car Insurance Company for You in Gutches Grove
The best car insurance provider for most drivers in Gutches Grove
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $432 over the average Gutches Grove car insurance company.
The best car insurance provider for Gutches Grove drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $545 over the competition.
The best car insurance company for Gutches Grove drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $350 better than other car insurance companies.
The best auto insurance for Gutches Grove drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $712 less each year.
The least expensive car insurance company for new and young drivers in Gutches Grove
In Gutches Grove, State Farm costs young drivers $1,220 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Gutches Grove
State Farm gave the largest car insurance discounts to married couples, averaging $361 saved each year compared to an average Gutches Grove couple's premiums.
The cheapest car insurance in Gutches Grove for drivers with bad credit
The best Gutches Grove car insurance company for customer service
Nationwide was the best company for customer service in Gutches Grove according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Gutches Grove, which was better than other insurers.
The cheapest large national provider in Gutches Grove
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Gutches Grove driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Gutches Grove, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Gutches Grove
What Influences the Cost of Car Insurance in Gutches Grove?
On average, car insurance in Gutches Grove is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Gutches Grove is 31 minutes, which is a little more than average for a driver in the state.
- Minnesota state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Gutches Grove are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Gutches Grove is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Gutches Grove is $69 per month for minimum coverage and $134 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Round Prairie: Insurance costs 0.93% more
- Long Prairie: Insurance costs 1.24% more
- Little Sauk: Insurance costs 0.62% more
- West Union: Insurance costs 1.06% less
- Osakis: Insurance costs 1.87% less
- Nelson: Insurance costs 3.73% less
- Ward Springs: Insurance costs the same
- Sauk Centre: Insurance costs 0.75% less
- Grey Eagle: Insurance costs 1.74% more
- Rose City: Insurance costs 0.37% less
Cities with Similar Populations
- Riga: Insurance costs 69.53% more
- Lunenburg: Insurance costs 25.50% less
- Lynd: Insurance costs 5.85% less
- Mabel: Insurance costs the same
- Martinsburg: Insurance costs 11.26% more
- Martinsburg: Insurance costs 31.47% less
- Matewan: Insurance costs 7.96% more
- Midway: Insurance costs 30.66% less
- Racine: Insurance costs 3.73% less
- Raymond: Insurance costs 24.88% less