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Get Cheap Car Insurance in Hammansburg, OH
We monitor insurance prices, helping the average driver in Hammansburg save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Hammansburg
The chart below shows the cheapest car insurance company in Hammansburg for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| Hammansburg Insurer | Monthly Cost |
|---|---|
| State Farm | $43 |
| Safeco Insurance | $45 |
| Travelers | $45 |
| Mile Auto | $47 |
Savings for Every Kind of Hammansburg Driver
Based on our extensive insurance data, we know the average Hammansburg driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $276 per year by choosing the right vehicle insurance company. Some Hammansburg residents are paying out over $1,045 extra every year for auto insurance in Hammansburg. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Hammansburg, OH Savings / Yr. |
|---|---|
$276 |
|
$469 |
|
$397 |
|
$424 |
|
$1,014 |
|
$288 |
|
$404 |
Hammansburg Car Insurance vs. Ohio
People living in Hammansburg pay an average of 7.04% less than the typical driver in the state. The average driver in Hammansburg can expect to pay about $706 per year, or $1,045 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in Hammansburg for most people.
Car Insurance Prices by Hammansburg Neighborhood
Insurance Prices
Where is insurance cheapest within Hammansburg?
The map shows insurance prices in and around Hammansburg, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,045 to a low of $1,045. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Hammansburg.Pick the Best Car Insurance Company for You in Hammansburg
The best car insurance provider for most drivers in Hammansburg
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $276 over the average Hammansburg car insurance company.
The best car insurance provider for Hammansburg drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $469 over the competition.
The best car insurance company for Hammansburg drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $397 better than other car insurance companies.
The best auto insurance for Hammansburg drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $424 less each year.
The least expensive car insurance company for new and young drivers in Hammansburg
In Hammansburg, Geico costs young drivers $1,014 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Hammansburg
State Farm gave the largest car insurance discounts to married couples, averaging $288 saved each year compared to an average Hammansburg couple's premiums.
The cheapest car insurance in Hammansburg for drivers with bad credit
The best Hammansburg car insurance company for customer service
Nationwide was the best company for customer service in Hammansburg according to the NAIC.
Recent price drops
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The cheapest large national provider in Hammansburg
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Hammansburg driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hammansburg, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Hammansburg
What Influences the Cost of Car Insurance in Hammansburg?
On average, car insurance in Hammansburg is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Hammansburg is 28 minutes, which is a little less than average for a driver in the state.
- Ohio state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Hammansburg are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Hammansburg is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Hammansburg is $59 per month for minimum coverage and $87 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Cygnet: Insurance costs 0.86% more
- North Baltimore: Insurance costs 0.96% more
- Wingston: Insurance costs 1.15% more
- Rudolph: Insurance costs 1.82% more
- Jerry City: Insurance costs 1.53% more
- Bairdstown: Insurance costs 0.19% more
- Hoytville: Insurance costs 0.10% less
- Portage: Insurance costs 1.72% more
- Van Buren: Insurance costs 2.11% less
- Bloomdale: Insurance costs 0.48% more
Cities with Similar Populations
- Iroquois Point: Insurance costs 28.71% more
- Sunset Beach: Insurance costs 23.64% more
- Sun Prairie: Insurance costs 56.94% more
- Summit: Insurance costs 56.84% more
- Stevens Village: Insurance costs 31.87% more
- Stanfield: Insurance costs 67.66% more
- Kaihon Kug: Insurance costs 56.65% more
- Jonestown: Insurance costs 17.99% more
- Jamison City: Insurance costs 31.39% more
- Jacobsville: Insurance costs 170.53% more