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Get Cheap Car Insurance in Hampstead, NH
We monitor insurance prices, helping the average driver in Hampstead save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Hampstead
The chart below shows the cheapest car insurance company in Hampstead for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Geico, and Midvale Home & Auto.
| Hampstead Insurer | Monthly Cost |
|---|---|
| Kemper | $41 |
| State Farm | $42 |
| Geico | $42 |
| Midvale Home & Auto | $46 |
Savings for Every Kind of Hampstead Driver
Based on our extensive insurance data, we know the average Hampstead driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $353 per year by choosing the right vehicle insurance company. Some Hampstead residents are paying out over $1,219 extra every year for auto insurance in Hampstead. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Hampstead, NH Savings / Yr. |
|---|---|
$353 |
|
$510 |
|
$434 |
|
$618 |
|
$1,386 |
|
$358 |
|
$668 |
Hampstead Car Insurance vs. New Hampshire
People living in Hampstead pay an average of 0.82% more than the typical driver in the state. The average driver in Hampstead can expect to pay about $730 per year, or $1,219 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Hampstead for most people.
Car Insurance Prices by Hampstead Neighborhood
Insurance Prices
Where is insurance cheapest within Hampstead?
The map shows insurance prices in and around Hampstead, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $80 per year within the city boundaries, with insurance premiums ranging from a high of $1,264 to a low of $1,184. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Southwest parts of Hampstead.Pick the Best Car Insurance Company for You in Hampstead
The best car insurance provider for most drivers in Hampstead
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $353 over the average Hampstead car insurance company.
The best car insurance provider for Hampstead drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $510 over the competition.
The best car insurance company for Hampstead drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $434 better than other car insurance companies.
The best auto insurance for Hampstead drivers with a DUI conviction
Getting a quote from Midvale Home & Auto may cost the average person with a DUI about $618 less each year.
The least expensive car insurance company for new and young drivers in Hampstead
In Hampstead, Concord Group Insurance costs young drivers $1,386 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Hampstead
Geico gave the largest car insurance discounts to married couples, averaging $358 saved each year compared to an average Hampstead couple's premiums.
The cheapest car insurance in Hampstead for drivers with bad credit
The best Hampstead car insurance company for customer service
Recent price drops
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The cheapest large national provider in Hampstead
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Hampstead driver can expect to pay about $72 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hampstead, USAA has the best prices for drivers with bad credit, married couples, good drivers, drivers with a DUI conviction, drivers with accidents, young drivers, and drivers with speeding tickets.Auto Insurance Prices in and Around Hampstead
What Influences the Cost of Car Insurance in Hampstead?
On average, car insurance in Hampstead is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Hampstead is 46 minutes, which is far more than average for a driver in the state.
- New Hampshire state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Hampstead are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Hampstead is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Hampstead is $61 per month for minimum coverage and $102 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- East Hampstead: Insurance costs 1.39% more
- Atkinson: Insurance costs 0.49% less
- Sandown: Insurance costs 1.15% more
- Danville: Insurance costs 0.82% more
- Plaistow: Insurance costs 1.80% more
- Kingston: Insurance costs 0.41% more
- Derry: Insurance costs 0.98% more
- Newton: Insurance costs 1.48% more
- Salem: Insurance costs 2.54% more
- Chester: Insurance costs 0.33% less
Cities with Similar Populations
- Oakmont: Insurance costs 13.70% more
- Pelion: Insurance costs 36.34% more
- Pelham: Insurance costs 131.01% more
- Pelham: Insurance costs 35.85% more
- Pecan Plantation: Insurance costs 38.88% more
- Olmito: Insurance costs 40.20% more
- Oliver Springs: Insurance costs 10.91% more
- Ocklawaha: Insurance costs 99.92% more
- Ocean View: Insurance costs 43.56% more
- Ocean City: Insurance costs 46.68% more