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Get Cheap Car Insurance in Hankinson, ND
We monitor insurance prices, helping the average driver in Hankinson save up to 27.8% on car insurance.
The Cheapest Minimum Coverage in Hankinson
The chart below shows the cheapest car insurance company in Hankinson for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Midvale Home & Auto, American Family Insurance, and Auto-Owners Insurance.
| Hankinson Insurer | Monthly Cost |
|---|---|
| State Farm | $31 |
| Midvale Home & Auto | $32 |
| American Family Insurance | $32 |
| Auto-Owners Insurance | $36 |
Savings for Every Kind of Hankinson Driver
Based on our extensive insurance data, we know the average Hankinson driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $379 per year by choosing the right vehicle insurance company. Some Hankinson residents are paying out over $1,365 extra every year for auto insurance in Hankinson. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Hankinson, ND Savings / Yr. |
|---|---|
$379 |
|
$498 |
|
$349 |
|
$452 |
|
$1,081 |
|
$347 |
|
$426 |
Hankinson Car Insurance vs. North Dakota
People living in Hankinson pay an average of 4.09% less than the typical driver in the state. The average driver in Hankinson can expect to pay about $473 per year, or $1,365 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Hankinson for most people.
Car Insurance Prices by Hankinson Neighborhood
Insurance Prices
Where is insurance cheapest within Hankinson?
The map shows insurance prices in and around Hankinson, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $56 per year within the city boundaries, with insurance premiums ranging from a high of $1,403 to a low of $1,347. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the North parts of Hankinson.Pick the Best Car Insurance Company for You in Hankinson
The best car insurance provider for most drivers in Hankinson
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $379 over the average Hankinson car insurance company.
The best car insurance provider for Hankinson drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $498 over the competition.
The best car insurance company for Hankinson drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $349 better than other car insurance companies.
The best auto insurance for Hankinson drivers with a DUI conviction
Getting a quote from Grinnell Mutual may cost the average person with a DUI about $452 less each year.
The least expensive car insurance company for new and young drivers in Hankinson
In Hankinson, State Farm costs young drivers $1,081 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Hankinson
State Farm gave the largest car insurance discounts to married couples, averaging $347 saved each year compared to an average Hankinson couple's premiums.
The cheapest car insurance in Hankinson for drivers with bad credit
The best Hankinson car insurance company for customer service
Recent price drops
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The cheapest large national provider in Hankinson
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Hankinson driver can expect to pay about $91 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hankinson, USAA has the best prices for drivers with a DUI conviction, married couples, good drivers, drivers with accidents, drivers with speeding tickets, drivers with bad credit, and young drivers.Auto Insurance Prices in and Around Hankinson
What Influences the Cost of Car Insurance in Hankinson?
On average, car insurance in Hankinson is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Hankinson is 27 minutes, which is about the national average for a driver in the state.
- North Dakota state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Hankinson are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Hankinson is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Hankinson is $39 per month for minimum coverage and $114 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Mantador: Insurance costs 1.32% less
- Great Bend: Insurance costs 1.76% more
- Fairmount: Insurance costs 1.47% more
- Lidgerwood: Insurance costs 2.12% more
- Victor: Insurance costs 17.73% more
- New Effington: Insurance costs 17.51% more
- Mooreton: Insurance costs 2.49% less
- Barney: Insurance costs 0.51% less
- Rosholt: Insurance costs 16.12% more
- Claire City: Insurance costs 18.10% more
Cities with Similar Populations
- Fort Meade: Insurance costs 21.61% more
- St. John: Insurance costs 15.60% more
- Springbrook: Insurance costs 12.97% less
- Greenwood: Insurance costs 14.36% less
- Graham: Insurance costs 83.74% more
- Glandorf: Insurance costs 23.52% less
- Gholson: Insurance costs 17.44% more
- Freehold: Insurance costs 63.88% more
- Franconia: Insurance costs 12.89% less
- Fort Sumner: Insurance costs 8.72% more