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Get Cheap Car Insurance in Hanna, IN

We monitor insurance prices, helping the average driver in Hanna save up to 29.1% on car insurance.

 

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The Cheapest Minimum Coverage in Hanna

The chart below shows the cheapest car insurance company in Hanna for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by State Farm, Safe Auto, and Travelers.

 
Hanna Insurer Monthly Cost
Auto-Owners Insurance $44
State Farm $47
Safe Auto $47
Travelers $48

Savings for Every Kind of Hanna Driver

The table shows how much the average auto insurance customer in Hanna might save by following our recommendations.

Based on our extensive insurance data, we know the average Hanna driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $341 per year by choosing the right vehicle insurance company. Some Hanna residents are paying out over $1,170 extra every year for auto insurance in Hanna. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
Hanna, IN Savings / Yr.
Drivers with good records
$341
Drivers with accidents
$533
Drivers with speeding tickets
$432
Drivers with a DUI conviction
$305
Young drivers
$612
Married drivers
$261
Drivers with bad credit
$374

Hanna Car Insurance vs. Indiana

People living in Hanna pay an average of 4.22% less than the typical driver in the state. The average driver in Hanna can expect to pay about $726 per year, or $1,170 for full coverage.

Based on our analysis, Erie Insurance will be the cheapest provider in Hanna for most people.

Car Insurance Prices by Hanna Neighborhood

Hanna, IN map of insurance costs by zip code and neighborhood

Insurance Prices

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Average
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Where is insurance cheapest within Hanna?

The map shows insurance prices in and around Hanna, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $38 per year within the city boundaries, with insurance premiums ranging from a high of $1,203 to a low of $1,165. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Central parts of Hanna.

Pick the Best Car Insurance Company for You in Hanna

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Hanna insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Hanna

For drivers with clean driving records and no major strikes, Erie Insurance is the best option, with annual savings of $341 over the average Hanna car insurance company.

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We use the average good driver, paying $69 per month, as our baseline for pricing in Hanna. Travelers, Erie Insurance, and Clearcover are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Hanna drivers with accidents on their records

In Hanna getting into an accident will raise premiums an average 38% for a yearly cost of $1,898. That's $728 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Travelers, and Auto-Owners Insurance are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $533 over the competition.

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The best car insurance company for Hanna drivers with speeding tickets

>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $432 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Hanna, tickets raise premiums on new quotes about $431. If you have a speeding ticket, we recommend State Farm, Auto-Owners Insurance, and Clearcover for savings that beat the average insurance cost of $1,601 per year.

The best auto insurance for Hanna drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $1,746 per year in auto insurance premiums, which was $576 more than a driver with no major issues. State Farm, Progressive, and Gainsco penalized their customers the least for a DUI.

Getting a quote from Gainsco may cost the average person with a DUI about $305 less each year.

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The least expensive car insurance company for new and young drivers in Hanna

In Hanna, State Farm costs young drivers $612 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 65% more for insurance than more mature drivers in Hanna. With an average cost of $3,309 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Auto-Owners Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Hanna

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $41. State Farm, Progressive, and Auto-Owners Insurance provided the largest discounts to couples living in Hanna.

State Farm gave the largest car insurance discounts to married couples, averaging $261 saved each year compared to an average Hanna couple's premiums.

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The cheapest car insurance in Hanna for drivers with bad credit

People with poor credit saved an average of $374 with Geico.

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Many people are surprised that their poor credit score can cost them an average of $625 every year. Premiums for people with poor credit were about $1,796 in Hanna. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Travelers, and Auto-Owners Insurance.

The best Hanna car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Hanna, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Erie Insurance as the best provider in Hanna.

Nationwide was the best company for customer service in Hanna according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Hanna, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Hanna. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Hanna

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 8.3% of Hanna residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Travelers tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Hanna driver can expect to pay about $78 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hanna, USAA has the best prices for young drivers, drivers with speeding tickets, drivers with accidents, drivers with a DUI conviction, good drivers, drivers with bad credit, and married couples.
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Auto Insurance Prices in and Around Hanna

What Influences the Cost of Car Insurance in Hanna?

On average, car insurance in Hanna is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Hanna is 44 minutes, which is far more than average for a driver in the state.
  • Indiana state insurance regulations may allow for lower prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Hanna are among the lowest in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
  • Hanna is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Hanna is $61 per month for minimum coverage and $98 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

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* Who is the average Hanna driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Hanna with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.