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Get Cheap Car Insurance in Harleysville, PA
We monitor insurance prices, helping the average driver in Harleysville save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Harleysville
The chart below shows the cheapest car insurance company in Harleysville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Harleysville Insurer | Monthly Cost |
|---|---|
| Kemper | $51 |
| Metromile | $51 |
| Travelers | $52 |
| State Farm | $54 |
Savings for Every Kind of Harleysville Driver
Based on our extensive insurance data, we know the average Harleysville driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $389 per year by choosing the right vehicle insurance company. Some Harleysville residents are paying out over $1,387 extra every year for auto insurance in Harleysville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Harleysville, PA Savings / Yr. |
|---|---|
$389 |
|
$689 |
|
$526 |
|
$627 |
|
$1,607 |
|
$278 |
|
$497 |
Harleysville Car Insurance vs. Pennsylvania
People living in Harleysville pay an average of 2.72% less than the typical driver in the state. The average driver in Harleysville can expect to pay about $860 per year, or $1,387 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Harleysville for most people.
Car Insurance Prices by Harleysville Neighborhood
Insurance Prices
Where is insurance cheapest within Harleysville?
The map shows insurance prices in and around Harleysville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $73 per year within the city boundaries, with insurance premiums ranging from a high of $1,420 to a low of $1,347. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of Harleysville.Pick the Best Car Insurance Company for You in Harleysville
The best car insurance provider for most drivers in Harleysville
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $389 over the average Harleysville car insurance company.
The best car insurance provider for Harleysville drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $689 over the competition.
The best car insurance company for Harleysville drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $526 better than other car insurance companies.
The best auto insurance for Harleysville drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $627 less each year.
The least expensive car insurance company for new and young drivers in Harleysville
In Harleysville, Travelers costs young drivers $1,607 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Harleysville
State Farm gave the largest car insurance discounts to married couples, averaging $278 saved each year compared to an average Harleysville couple's premiums.
The cheapest car insurance in Harleysville for drivers with bad credit
The best Harleysville car insurance company for customer service
Nationwide was the best company for customer service in Harleysville according to the NAIC.
Recent price drops
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The cheapest large national provider in Harleysville
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Harleysville driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Harleysville, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Harleysville
What Influences the Cost of Car Insurance in Harleysville?
On average, car insurance in Harleysville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Harleysville are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Harleysville is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Harleysville is $72 per month for minimum coverage and $116 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Skippack: Insurance costs 0.29% more
- Graterford: Insurance costs 11.75% more
- Souderton: Insurance costs 0.29% less
- Schwenksville: Insurance costs 0.79% more
- Telford: Insurance costs 0.14% less
- Hatfield: Insurance costs 3.75% more
- Woxhall: Insurance costs 0.50% less
- Lansdale: Insurance costs 3.97% more
- Worcester: Insurance costs 1.95% more
- Sumneytown: Insurance costs 1.59% less
Cities with Similar Populations
- West Hempstead: Insurance costs 117.02% more
- Beaver Falls: Insurance costs 0.65% more
- Benbrook: Insurance costs 21.70% more
- Berea: Insurance costs 48.81% more
- Branson: Insurance costs 25.88% more
- Brookings: Insurance costs 9.37% more
- Byron Center: Insurance costs 91.64% more
- Carteret: Insurance costs 49.96% more
- Centerville: Insurance costs 20.55% less
- Warrensburg: Insurance costs 24.08% more