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Get Cheap Car Insurance in Harmontown, AR
We monitor insurance prices, helping the average driver in Harmontown save up to 33.0% on car insurance.
The Cheapest Minimum Coverage in Harmontown
The chart below shows the cheapest car insurance company in Harmontown for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Farm Bureau, Geico, and Jupiter.
| Harmontown Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $54 |
| Farm Bureau | $56 |
| Geico | $57 |
| Jupiter | $59 |
Savings for Every Kind of Harmontown Driver
Based on our extensive insurance data, we know the average Harmontown driver will save about 20% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $330 per year by choosing the right vehicle insurance company. Some Harmontown residents are paying out over $1,666 extra every year for auto insurance in Harmontown. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Harmontown, AR Savings / Yr. |
|---|---|
$330 |
|
$584 |
|
$470 |
|
$724 |
|
$1,870 |
|
$332 |
|
$464 |
Harmontown Car Insurance vs. Arkansas
People living in Harmontown pay an average of 1.01% less than the typical driver in the state. The average driver in Harmontown can expect to pay about $902 per year, or $1,666 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Harmontown for most people.
Car Insurance Prices by Harmontown Neighborhood
Insurance Prices
Where is insurance cheapest within Harmontown?
The map shows insurance prices in and around Harmontown, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,666 to a low of $1,666. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Harmontown.Pick the Best Car Insurance Company for You in Harmontown
The best car insurance provider for most drivers in Harmontown
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $330 over the average Harmontown car insurance company.
The best car insurance provider for Harmontown drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $584 over the competition.
The best car insurance company for Harmontown drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $470 better than other car insurance companies.
The best auto insurance for Harmontown drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $724 less each year.
The least expensive car insurance company for new and young drivers in Harmontown
In Harmontown, Farm Bureau costs young drivers $1,870 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Harmontown
Farm Bureau gave the largest car insurance discounts to married couples, averaging $332 saved each year compared to an average Harmontown couple's premiums.
The cheapest car insurance in Harmontown for drivers with bad credit
The best Harmontown car insurance company for customer service
Nationwide was the best company for customer service in Harmontown according to the NAIC.
Recent price drops
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The cheapest large national provider in Harmontown
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Harmontown driver can expect to pay about $113 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Harmontown, USAA has the best prices for drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and young drivers.Auto Insurance Prices in and Around Harmontown
What Influences the Cost of Car Insurance in Harmontown?
On average, car insurance in Harmontown is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Harmontown is 29 minutes, which is a little less than average for a driver in the state.
- Arkansas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Harmontown are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Harmontown is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Harmontown is $75 per month for minimum coverage and $139 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Locust Grove: Insurance costs 0.72% more
- Limedale: Insurance costs 0.78% more
- Melrose: Insurance costs 0.48% more
- Desha: Insurance costs 1.74% less
- Marcella: Insurance costs 0.42% more
- Concord: Insurance costs 1.44% more
- Cushman: Insurance costs 2.40% more
- McHue: Insurance costs 0.72% more
- Batesville: Insurance costs 0.60% less
- St. James: Insurance costs 0.48% more
Cities with Similar Populations
- Littlecrab: Insurance costs 20.29% less
- Claypool: Insurance costs 22.21% more
- Clayton: Insurance costs 2.52% less
- Clear Lake: Insurance costs 2.58% more
- Clementson: Insurance costs 1.44% less
- Clifton: Insurance costs 9.36% less
- Woodbury: Insurance costs 31.57% less
- Woodburn: Insurance costs 13.75% less
- Cloverdale: Insurance costs 13.99% less
- Coal Springs: Insurance costs 4.92% more