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Get Cheap Car Insurance in Harrison, NY
We monitor insurance prices, helping the average driver in Harrison save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Harrison
The chart below shows the cheapest car insurance company in Harrison for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Harrison Insurer | Monthly Cost |
|---|---|
| Kemper | $98 |
| Plymouth Rock Assurance | $131 |
| Safeco Insurance | $141 |
| Geico | $147 |
Savings for Every Kind of Harrison Driver
Based on our extensive insurance data, we know the average Harrison driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $797 per year by choosing the right vehicle insurance company. Some Harrison residents are paying out over $2,672 extra every year for auto insurance in Harrison. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Harrison, NY Savings / Yr. |
|---|---|
$797 |
|
$508 |
|
$1,015 |
|
$1,027 |
|
$2,515 |
|
$842 |
|
$1,341 |
Harrison Car Insurance vs. New York
People living in Harrison pay an average of 10.17% more than the typical driver in the state. The average driver in Harrison can expect to pay about $1,938 per year, or $2,672 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Harrison for most people.
Car Insurance Prices by Harrison Neighborhood
Insurance Prices
Where is insurance cheapest within Harrison?
The map shows insurance prices in and around Harrison, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $825 per year within the city boundaries, with insurance premiums ranging from a high of $3,201 to a low of $2,376. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the North parts of Harrison.Pick the Best Car Insurance Company for You in Harrison
The best car insurance provider for most drivers in Harrison
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $797 over the average Harrison car insurance company.
The best car insurance provider for Harrison drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $508 over the competition.
The best car insurance company for Harrison drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,015 better than other car insurance companies.
The best auto insurance for Harrison drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,027 less each year.
The least expensive car insurance company for new and young drivers in Harrison
In Harrison, Progressive costs young drivers $2,515 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Harrison
Progressive gave the largest car insurance discounts to married couples, averaging $842 saved each year compared to an average Harrison couple's premiums.
The cheapest car insurance in Harrison for drivers with bad credit
The best Harrison car insurance company for customer service
Recent price drops
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The cheapest large national provider in Harrison
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Harrison driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Harrison, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Harrison
What Influences the Cost of Car Insurance in Harrison?
On average, car insurance in Harrison is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Harrison is 42 minutes, which is far more than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Harrison are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Harrison is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Harrison is $161 per month for minimum coverage and $223 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Rye Brook: Insurance costs 1.98% more
- Purchase: Insurance costs 1.76% less
- Rye: Insurance costs 0.49% more
- Port Chester: Insurance costs 11.86% more
- White Plains: Insurance costs 4.42% more
- West Harrison: Insurance costs 0.86% more
- Mamaroneck: Insurance costs 1.98% more
- Scarsdale: Insurance costs 1.35% more
- Hartsdale: Insurance costs 1.61% more
- Larchmont: Insurance costs 0.45% less
Cities with Similar Populations
- Absecon: Insurance costs 29.12% less
- Yulee: Insurance costs 10.18% less
- Youngsville: Insurance costs 52.96% less
- Winchester: Insurance costs 39.22% less
- Wetumpka: Insurance costs 42.25% less
- Chagrin Falls: Insurance costs 58.79% less
- Boaz: Insurance costs 42.51% less
- Bastrop: Insurance costs 38.32% less
- Athens: Insurance costs 49.55% less
- Amherst Center: Insurance costs 39.52% less