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Get Cheap Car Insurance in Harrisville, MI
We monitor insurance prices, helping the average driver in Harrisville save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Harrisville
The chart below shows the cheapest car insurance company in Harrisville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Harrisville Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $106 |
| Progressive | $121 |
| State Farm | $122 |
| Safeco Insurance | $128 |
Savings for Every Kind of Harrisville Driver
Based on our extensive insurance data, we know the average Harrisville driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,145 per year by choosing the right vehicle insurance company. Some Harrisville residents are paying out over $2,849 extra every year for auto insurance in Harrisville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Harrisville, MI Savings / Yr. |
|---|---|
$1,145 |
|
$1,869 |
|
$1,654 |
|
$2,514 |
|
$2,966 |
|
$0 |
|
$0 |
Harrisville Car Insurance vs. Michigan
People living in Harrisville pay an average of 1.74% less than the typical driver in the state. The average driver in Harrisville can expect to pay about $2,164 per year, or $2,849 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Harrisville for most people.
Car Insurance Prices by Harrisville Neighborhood
Insurance Prices
Where is insurance cheapest within Harrisville?
The map shows insurance prices in and around Harrisville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $115 per year within the city boundaries, with insurance premiums ranging from a high of $2,895 to a low of $2,780. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Northeast parts of Harrisville.Pick the Best Car Insurance Company for You in Harrisville
The best car insurance provider for most drivers in Harrisville
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,145 over the average Harrisville car insurance company.
The best car insurance provider for Harrisville drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,869 over the competition.
The best car insurance company for Harrisville drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,654 better than other car insurance companies.
The best auto insurance for Harrisville drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,514 less each year.
The least expensive car insurance company for new and young drivers in Harrisville
In Harrisville, Geico costs young drivers $2,966 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Harrisville
The cheapest car insurance in Harrisville for drivers with bad credit
The best Harrisville car insurance company for customer service
Nationwide was the best company for customer service in Harrisville according to the NAIC.
Recent price drops
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The cheapest large national provider in Harrisville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Harrisville driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Harrisville, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Harrisville
What Influences the Cost of Car Insurance in Harrisville?
On average, car insurance in Harrisville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Harrisville is 27 minutes, which is far less than average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Harrisville is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Harrisville is $180 per month for minimum coverage and $237 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lincoln: Insurance costs 0.60% more
- Killmaster: Insurance costs 1.26% less
- Greenbush: Insurance costs 0.70% less
- Black River: Insurance costs 1.79% less
- Mikado: Insurance costs 1.16% less
- Barton City: Insurance costs 0.04% less
- Spruce: Insurance costs 1.09% less
- Oscoda: Insurance costs 0.46% less
- Foote Site Village: Insurance costs 0.60% less
- Kurtz: Insurance costs 0.74% more
Cities with Similar Populations
- Long Grove: Insurance costs 56.93% less
- Keego Harbor: Insurance costs 8.28% more
- Petersburg: Insurance costs 25.45% less
- Hartington: Insurance costs 51.46% less
- Kremmling: Insurance costs 35.10% less
- South Boardman: Insurance costs 1.54% more
- Sterling: Insurance costs 32.47% less
- Andrews: Insurance costs 60.69% less
- New Boston: Insurance costs 59.18% less
- Urbana: Insurance costs 57.07% less