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Get Cheap Car Insurance in Hartland, CT
We monitor insurance prices, helping the average driver in Hartland save up to 29.9% on car insurance.
The Cheapest Minimum Coverage in Hartland
The chart below shows the cheapest car insurance company in Hartland for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Travelers.
| Hartland Insurer | Monthly Cost |
|---|---|
| Kemper | $68 |
| State Farm | $79 |
| Safeco Insurance | $80 |
| Travelers | $80 |
Savings for Every Kind of Hartland Driver
Based on our extensive insurance data, we know the average Hartland driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $564 per year by choosing the right vehicle insurance company. Some Hartland residents are paying out over $1,924 extra every year for auto insurance in Hartland. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Hartland, CT Savings / Yr. |
|---|---|
$564 |
|
$781 |
|
$543 |
|
$907 |
|
$2,134 |
|
$511 |
|
$859 |
Hartland Car Insurance vs. Connecticut
People living in Hartland pay an average of 0.57% less than the typical driver in the state. The average driver in Hartland can expect to pay about $1,317 per year, or $1,924 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Hartland for most people.
Car Insurance Prices by Hartland Neighborhood
Insurance Prices
Where is insurance cheapest within Hartland?
The map shows insurance prices in and around Hartland, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,924 to a low of $1,924. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the South parts of Hartland.Pick the Best Car Insurance Company for You in Hartland
The best car insurance provider for most drivers in Hartland
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $564 over the average Hartland car insurance company.
The best car insurance provider for Hartland drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $781 over the competition.
The best car insurance company for Hartland drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $543 better than other car insurance companies.
The best auto insurance for Hartland drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $907 less each year.
The least expensive car insurance company for new and young drivers in Hartland
In Hartland, State Farm costs young drivers $2,134 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Hartland
State Farm gave the largest car insurance discounts to married couples, averaging $511 saved each year compared to an average Hartland couple's premiums.
The cheapest car insurance in Hartland for drivers with bad credit
The best Hartland car insurance company for customer service
Recent price drops
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The cheapest large national provider in Hartland
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Hartland driver can expect to pay about $120 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hartland, USAA has the best prices for drivers with accidents, married couples, drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Hartland
What Influences the Cost of Car Insurance in Hartland?
On average, car insurance in Hartland is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Connecticut state insurance regulations may require higher prices.
- An average of 9 to 10 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Hartland are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Hartland is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Hartland is $110 per month for minimum coverage and $160 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- East Hartland: Insurance costs the same
- West Hartland: Insurance costs the same
- Robertsville: Insurance costs 0.10% less
- North Canton: Insurance costs 0.73% more
- West Granby: Insurance costs 1.72% less
- Pleasant Valley: Insurance costs 0.36% less
- North Granby: Insurance costs 1.30% less
- Riverton: Insurance costs 0.83% more
- Granville: Insurance costs 21.21% less
- Granville Center: Insurance costs 21.15% less
Cities with Similar Populations
- Devereaux: Insurance costs 12.16% more
- Dora Lake: Insurance costs 13.93% less
- Dooling: Insurance costs 14.29% less
- Woodruff: Insurance costs 17.62% less
- Dodson: Insurance costs 30.77% less
- Dixonville: Insurance costs 27.96% less
- Dinkey Creek: Insurance costs 2.65% less
- Dickey Prairie: Insurance costs 17.26% less
- Woodstock: Insurance costs 40.54% less
- Social Hill: Insurance costs 12.99% less