Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Hartsgrove, OH
We monitor insurance prices, helping the average driver in Hartsgrove save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Hartsgrove
The chart below shows the cheapest car insurance company in Hartsgrove for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| Hartsgrove Insurer | Monthly Cost |
|---|---|
| State Farm | $47 |
| Safeco Insurance | $49 |
| Travelers | $50 |
| Mile Auto | $52 |
Savings for Every Kind of Hartsgrove Driver
Based on our extensive insurance data, we know the average Hartsgrove driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $305 per year by choosing the right vehicle insurance company. Some Hartsgrove residents are paying out over $1,153 extra every year for auto insurance in Hartsgrove. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Hartsgrove, OH Savings / Yr. |
|---|---|
$305 |
|
$518 |
|
$438 |
|
$468 |
|
$1,119 |
|
$318 |
|
$446 |
Hartsgrove Car Insurance vs. Ohio
People living in Hartsgrove pay an average of 2.55% more than the typical driver in the state. The average driver in Hartsgrove can expect to pay about $778 per year, or $1,153 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in Hartsgrove for most people.
Car Insurance Prices by Hartsgrove Neighborhood
Insurance Prices
Where is insurance cheapest within Hartsgrove?
The map shows insurance prices in and around Hartsgrove, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $29 per year within the city boundaries, with insurance premiums ranging from a high of $1,167 to a low of $1,138. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the South parts of Hartsgrove.Pick the Best Car Insurance Company for You in Hartsgrove
The best car insurance provider for most drivers in Hartsgrove
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $305 over the average Hartsgrove car insurance company.
The best car insurance provider for Hartsgrove drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $518 over the competition.
The best car insurance company for Hartsgrove drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $438 better than other car insurance companies.
The best auto insurance for Hartsgrove drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $468 less each year.
The least expensive car insurance company for new and young drivers in Hartsgrove
In Hartsgrove, Geico costs young drivers $1,119 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Hartsgrove
State Farm gave the largest car insurance discounts to married couples, averaging $318 saved each year compared to an average Hartsgrove couple's premiums.
The cheapest car insurance in Hartsgrove for drivers with bad credit
The best Hartsgrove car insurance company for customer service
Nationwide was the best company for customer service in Hartsgrove according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Hartsgrove, which was better than other insurers.
The cheapest large national provider in Hartsgrove
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Hartsgrove driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hartsgrove, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Hartsgrove
What Influences the Cost of Car Insurance in Hartsgrove?
On average, car insurance in Hartsgrove is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Hartsgrove is 41 minutes, which is far more than average for a driver in the state.
- Ohio state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Hartsgrove are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Hartsgrove is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Hartsgrove is $65 per month for minimum coverage and $96 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Footville: Insurance costs 1.99% less
- Windsor: Insurance costs 1.47% less
- Montville: Insurance costs 1.56% less
- Rock Creek: Insurance costs 2.34% less
- Windsor Mills: Insurance costs 1.30% less
- Rome: Insurance costs 1.56% less
- Roaming Shores: Insurance costs 2.52% less
- Orwell: Insurance costs 3.12% less
- Thompson: Insurance costs 3.99% less
- Huntsburg: Insurance costs 2.08% less
Cities with Similar Populations
- Farmdale: Insurance costs 50.56% more
- Canton: Insurance costs 15.52% less
- Chestatee: Insurance costs 56.37% more
- Clearbrook: Insurance costs 40.76% more
- Coloma: Insurance costs 1.04% more
- Colt: Insurance costs 49.70% more
- Davenport: Insurance costs 46.75% more
- Derma: Insurance costs 45.97% more
- Diaz: Insurance costs 48.40% more
- Dugger: Insurance costs 3.82% more