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Get Cheap Car Insurance in Hawthorne, NJ
We monitor insurance prices, helping the average driver in Hawthorne save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Hawthorne
The chart below shows the cheapest car insurance company in Hawthorne for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Hawthorne Insurer | Monthly Cost |
|---|---|
| State Farm | $64 |
| Geico | $66 |
| Plymouth Rock Assurance | $81 |
| NJM | $96 |
Savings for Every Kind of Hawthorne Driver
Based on our extensive insurance data, we know the average Hawthorne driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $502 per year by choosing the right vehicle insurance company. Some Hawthorne residents are paying out over $1,916 extra every year for auto insurance in Hawthorne. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Hawthorne, NJ Savings / Yr. |
|---|---|
$502 |
|
$932 |
|
$715 |
|
$617 |
|
$2,478 |
|
$483 |
|
$751 |
Hawthorne Car Insurance vs. New Jersey
People living in Hawthorne pay an average of 5.51% more than the typical driver in the state. The average driver in Hawthorne can expect to pay about $1,143 per year, or $1,916 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Hawthorne for most people.
Car Insurance Prices by Hawthorne Neighborhood
Insurance Prices
Where is insurance cheapest within Hawthorne?
The map shows insurance prices in and around Hawthorne, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $353 per year within the city boundaries, with insurance premiums ranging from a high of $2,096 to a low of $1,743. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of Hawthorne.Pick the Best Car Insurance Company for You in Hawthorne
The best car insurance provider for most drivers in Hawthorne
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $502 over the average Hawthorne car insurance company.
The best car insurance provider for Hawthorne drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $932 over the competition.
The best car insurance company for Hawthorne drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $715 better than other car insurance companies.
The best auto insurance for Hawthorne drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $617 less each year.
The least expensive car insurance company for new and young drivers in Hawthorne
In Hawthorne, Geico costs young drivers $2,478 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Hawthorne
Geico gave the largest car insurance discounts to married couples, averaging $483 saved each year compared to an average Hawthorne couple's premiums.
The cheapest car insurance in Hawthorne for drivers with bad credit
The best Hawthorne car insurance company for customer service
Recent price drops
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The cheapest large national provider in Hawthorne
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Hawthorne driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hawthorne, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Hawthorne
What Influences the Cost of Car Insurance in Hawthorne?
On average, car insurance in Hawthorne is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- New Jersey state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Hawthorne are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Hawthorne is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Hawthorne is $95 per month for minimum coverage and $160 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Prospect Park: Insurance costs 12.89% more
- Glen Rock: Insurance costs 1.46% more
- North Haledon: Insurance costs 5.17% less
- Haledon: Insurance costs 12.21% more
- Fair Lawn: Insurance costs 7.88% more
- Paterson: Insurance costs 19.78% more
- Midland Park: Insurance costs 5.38% less
- Ridgewood: Insurance costs 0.99% more
- Wyckoff: Insurance costs 6.99% less
- Elmwood Park: Insurance costs 10.54% more
Cities with Similar Populations
- Rigby: Insurance costs 42.17% less
- Johnson City: Insurance costs 16.18% more
- Johnstown: Insurance costs 8.46% less
- Kapaa: Insurance costs 33.14% less
- Kirksville: Insurance costs 7.62% less
- La Canada Flintridge: Insurance costs 17.33% more
- La Grange: Insurance costs 13.62% less
- Lawrenceburg: Insurance costs 7.20% more
- Lawrenceburg: Insurance costs 29.07% less
- Lebanon: Insurance costs 38.47% less