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Get Cheap Car Insurance in Hazel Green, KY
We monitor insurance prices, helping the average driver in Hazel Green save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Hazel Green
The chart below shows the cheapest car insurance company in Hazel Green for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Hazel Green Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $68 |
| State Farm | $68 |
| Travelers | $99 |
| Geico | $107 |
Savings for Every Kind of Hazel Green Driver
Based on our extensive insurance data, we know the average Hazel Green driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $600 per year by choosing the right vehicle insurance company. Some Hazel Green residents are paying out over $2,376 extra every year for auto insurance in Hazel Green. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Hazel Green, KY Savings / Yr. |
|---|---|
$600 |
|
$984 |
|
$968 |
|
$980 |
|
$1,939 |
|
$649 |
|
$1,040 |
Hazel Green Car Insurance vs. Kentucky
People living in Hazel Green pay an average of 11.32% more than the typical driver in the state. The average driver in Hazel Green can expect to pay about $1,223 per year, or $2,376 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Hazel Green for most people.
Car Insurance Prices by Hazel Green Neighborhood
Insurance Prices
Where is insurance cheapest within Hazel Green?
The map shows insurance prices in and around Hazel Green, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $126 per year within the city boundaries, with insurance premiums ranging from a high of $2,402 to a low of $2,276. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the North parts of Hazel Green.Pick the Best Car Insurance Company for You in Hazel Green
The best car insurance provider for most drivers in Hazel Green
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $600 over the average Hazel Green car insurance company.
The best car insurance provider for Hazel Green drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $984 over the competition.
The best car insurance company for Hazel Green drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $968 better than other car insurance companies.
The best auto insurance for Hazel Green drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $980 less each year.
The least expensive car insurance company for new and young drivers in Hazel Green
In Hazel Green, State Farm costs young drivers $1,939 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Hazel Green
State Farm gave the largest car insurance discounts to married couples, averaging $649 saved each year compared to an average Hazel Green couple's premiums.
The cheapest car insurance in Hazel Green for drivers with bad credit
The best Hazel Green car insurance company for customer service
Nationwide was the best company for customer service in Hazel Green according to the NAIC.
Recent price drops
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The cheapest large national provider in Hazel Green
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Hazel Green driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hazel Green, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Hazel Green
What Influences the Cost of Car Insurance in Hazel Green?
On average, car insurance in Hazel Green is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Hazel Green is 40 minutes, which is a little more than average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 4 to 5 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Hazel Green are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Hazel Green is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Hazel Green is $102 per month for minimum coverage and $198 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lower Gillmore: Insurance costs 1.09% more
- Helechawa: Insurance costs 0.25% more
- Grassy Creek: Insurance costs 1.52% less
- Mize: Insurance costs 3.91% less
- Cannel City: Insurance costs 0.76% less
- Toliver: Insurance costs 1.09% more
- Trent: Insurance costs 0.21% more
- Landsaw: Insurance costs 0.80% less
- Bethany: Insurance costs 0.80% less
- Ezel: Insurance costs 4.25% less
Cities with Similar Populations
- Forest Glen: Insurance costs 22.90% less
- Stittsville: Insurance costs 20.33% more
- Start: Insurance costs 26.14% more
- Standish: Insurance costs 26.89% less
- Stag Park: Insurance costs 44.74% less
- St. Rose: Insurance costs 40.24% less
- St. John: Insurance costs 45.33% less
- St. Andrew: Insurance costs 1.89% less
- Sparr: Insurance costs 10.94% more
- Shoshoni: Insurance costs 35.61% less