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Get Cheap Car Insurance in Heath Springs, SC
We monitor insurance prices, helping the average driver in Heath Springs save up to 29.7% on car insurance.
The Cheapest Minimum Coverage in Heath Springs
The chart below shows the cheapest car insurance company in Heath Springs for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Auto-Owners Insurance, and Safeco Insurance.
| Heath Springs Insurer | Monthly Cost |
|---|---|
| Geico | $60 |
| State Farm | $67 |
| Auto-Owners Insurance | $67 |
| Safeco Insurance | $74 |
Savings for Every Kind of Heath Springs Driver
Based on our extensive insurance data, we know the average Heath Springs driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $369 per year by choosing the right vehicle insurance company. Some Heath Springs residents are paying out over $1,684 extra every year for auto insurance in Heath Springs. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Heath Springs, SC Savings / Yr. |
|---|---|
$369 |
|
$663 |
|
$560 |
|
$697 |
|
$1,364 |
|
$312 |
|
$405 |
Heath Springs Car Insurance vs. South Carolina
People living in Heath Springs pay an average of 3.40% more than the typical driver in the state. The average driver in Heath Springs can expect to pay about $991 per year, or $1,684 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Heath Springs for most people.
Car Insurance Prices by Heath Springs Neighborhood
Insurance Prices
Where is insurance cheapest within Heath Springs?
The map shows insurance prices in and around Heath Springs, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $118 per year within the city boundaries, with insurance premiums ranging from a high of $1,750 to a low of $1,632. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northwest parts of Heath Springs.Pick the Best Car Insurance Company for You in Heath Springs
The best car insurance provider for most drivers in Heath Springs
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $369 over the average Heath Springs car insurance company.
The best car insurance provider for Heath Springs drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $663 over the competition.
The best car insurance company for Heath Springs drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $560 better than other car insurance companies.
The best auto insurance for Heath Springs drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $697 less each year.
The least expensive car insurance company for new and young drivers in Heath Springs
In Heath Springs, Geico costs young drivers $1,364 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Heath Springs
Geico gave the largest car insurance discounts to married couples, averaging $312 saved each year compared to an average Heath Springs couple's premiums.
The cheapest car insurance in Heath Springs for drivers with bad credit
The best Heath Springs car insurance company for customer service
Nationwide was the best company for customer service in Heath Springs according to the NAIC.
Recent price drops
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The cheapest large national provider in Heath Springs
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Heath Springs driver can expect to pay about $110 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Heath Springs, USAA has the best prices for drivers with speeding tickets, married couples, drivers with accidents, drivers with a DUI conviction, good drivers, drivers with bad credit, and young drivers.Auto Insurance Prices in and Around Heath Springs
What Influences the Cost of Car Insurance in Heath Springs?
On average, car insurance in Heath Springs is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Heath Springs is 39 minutes, which is a little more than average for a driver in the state.
- South Carolina state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Heath Springs are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Heath Springs is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Heath Springs is $83 per month for minimum coverage and $140 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Pleasant Hill: Insurance costs 0.71% less
- Jones Crossroads: Insurance costs 1.01% more
- Oakhurst: Insurance costs 1.25% less
- Stoneboro: Insurance costs 3.92% more
- Primus: Insurance costs 3.03% less
- Kershaw: Insurance costs 1.90% less
- Lancaster: Insurance costs 0.30% more
- Grace: Insurance costs 1.60% less
- Taxahaw: Insurance costs 3.21% less
- Tradesville: Insurance costs 3.56% less
Cities with Similar Populations
- Burney: Insurance costs 8.73% more
- Cabot: Insurance costs 17.22% less
- Churchville: Insurance costs 8.37% more
- Willard: Insurance costs 18.53% less
- Colden: Insurance costs 35.27% more
- Fayette: Insurance costs 2.08% more
- Ray: Insurance costs 70.72% more
- Wintersville: Insurance costs 35.57% less
- Richwood: Insurance costs 34.86% less
- San Saba: Insurance costs 3.50% less