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Get Cheap Car Insurance in Heathsville, NC
We monitor insurance prices, helping the average driver in Heathsville save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Heathsville
The chart below shows the cheapest car insurance company in Heathsville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Heathsville Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $49 |
| Erie Insurance | $50 |
| Farm Bureau | $53 |
| Progressive | $56 |
Savings for Every Kind of Heathsville Driver
Based on our extensive insurance data, we know the average Heathsville driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $249 per year by choosing the right vehicle insurance company. Some Heathsville residents are paying out over $1,298 extra every year for auto insurance in Heathsville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Heathsville, NC Savings / Yr. |
|---|---|
$249 |
|
$542 |
|
$395 |
|
$1,007 |
|
$748 |
|
$301 |
|
$452 |
Heathsville Car Insurance vs. North Carolina
People living in Heathsville pay an average of 3.83% more than the typical driver in the state. The average driver in Heathsville can expect to pay about $778 per year, or $1,298 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Heathsville for most people.
Car Insurance Prices by Heathsville Neighborhood
Insurance Prices
Where is insurance cheapest within Heathsville?
The map shows insurance prices in and around Heathsville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $67 per year within the city boundaries, with insurance premiums ranging from a high of $1,345 to a low of $1,278. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northwest parts of Heathsville.Pick the Best Car Insurance Company for You in Heathsville
The best car insurance provider for most drivers in Heathsville
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $249 over the average Heathsville car insurance company.
The best car insurance provider for Heathsville drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $542 over the competition.
The best car insurance company for Heathsville drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $395 better than other car insurance companies.
The best auto insurance for Heathsville drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $1,007 less each year.
The least expensive car insurance company for new and young drivers in Heathsville
In Heathsville, State Farm costs young drivers $748 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Heathsville
Erie Insurance gave the largest car insurance discounts to married couples, averaging $301 saved each year compared to an average Heathsville couple's premiums.
The cheapest car insurance in Heathsville for drivers with bad credit
The best Heathsville car insurance company for customer service
Nationwide was the best company for customer service in Heathsville according to the NAIC.
Recent price drops
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The cheapest large national provider in Heathsville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Heathsville driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Heathsville, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Heathsville
What Influences the Cost of Car Insurance in Heathsville?
On average, car insurance in Heathsville is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Heathsville is 38 minutes, which is far more than average for a driver in the state.
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Heathsville are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Heathsville has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Heathsville is $65 per month for minimum coverage and $108 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Dawson Crossroads: Insurance costs 0.69% more
- Ringwood: Insurance costs 2.54% more
- Enfield: Insurance costs 1.54% more
- Aurelian Springs: Insurance costs 1.69% less
- Glenview: Insurance costs 2.31% more
- Hollister: Insurance costs 1.54% more
- Halifax: Insurance costs 0.15% less
- Ita: Insurance costs 0.15% more
- Days Crossroads: Insurance costs 1.46% less
- Whitakers: Insurance costs 2.16% less
Cities with Similar Populations
- Ribot: Insurance costs 2.77% more
- Mount Union: Insurance costs 125.58% more
- Mouth of Laurel: Insurance costs 2.16% less
- Mud Lake: Insurance costs 17.03% less
- Muddy Ford: Insurance costs 53.70% more
- Muse: Insurance costs 31.05% more
- Naftel: Insurance costs 17.26% more
- Namur: Insurance costs 15.18% less
- Nassau Village: Insurance costs 80.12% more
- Rehoboth: Insurance costs 22.42% more