Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Hebbardsville, KY
We monitor insurance prices, helping the average driver in Hebbardsville save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Hebbardsville
The chart below shows the cheapest car insurance company in Hebbardsville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Hebbardsville Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $59 |
| State Farm | $59 |
| Travelers | $86 |
| Geico | $93 |
Savings for Every Kind of Hebbardsville Driver
Based on our extensive insurance data, we know the average Hebbardsville driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $520 per year by choosing the right vehicle insurance company. Some Hebbardsville residents are paying out over $2,059 extra every year for auto insurance in Hebbardsville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Hebbardsville, KY Savings / Yr. |
|---|---|
$520 |
|
$853 |
|
$840 |
|
$849 |
|
$1,681 |
|
$563 |
|
$901 |
Hebbardsville Car Insurance vs. Kentucky
People living in Hebbardsville pay an average of 3.50% less than the typical driver in the state. The average driver in Hebbardsville can expect to pay about $1,061 per year, or $2,059 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Hebbardsville for most people.
Car Insurance Prices by Hebbardsville Neighborhood
Insurance Prices
Where is insurance cheapest within Hebbardsville?
The map shows insurance prices in and around Hebbardsville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $19 per year within the city boundaries, with insurance premiums ranging from a high of $2,065 to a low of $2,046. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the West parts of Hebbardsville.Pick the Best Car Insurance Company for You in Hebbardsville
The best car insurance provider for most drivers in Hebbardsville
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $520 over the average Hebbardsville car insurance company.
The best car insurance provider for Hebbardsville drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $853 over the competition.
The best car insurance company for Hebbardsville drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $840 better than other car insurance companies.
The best auto insurance for Hebbardsville drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $849 less each year.
The least expensive car insurance company for new and young drivers in Hebbardsville
In Hebbardsville, State Farm costs young drivers $1,681 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Hebbardsville
State Farm gave the largest car insurance discounts to married couples, averaging $563 saved each year compared to an average Hebbardsville couple's premiums.
The cheapest car insurance in Hebbardsville for drivers with bad credit
The best Hebbardsville car insurance company for customer service
Nationwide was the best company for customer service in Hebbardsville according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Hebbardsville, which was better than other insurers.
The cheapest large national provider in Hebbardsville
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Hebbardsville driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hebbardsville, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Hebbardsville
What Influences the Cost of Car Insurance in Hebbardsville?
On average, car insurance in Hebbardsville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Hebbardsville are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Hebbardsville is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Hebbardsville is $88 per month for minimum coverage and $172 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Bluff City: Insurance costs 0.34% less
- Delaware: Insurance costs 0.92% less
- Spottsville: Insurance costs 0.34% less
- Robards: Insurance costs 0.49% less
- Maple Mount: Insurance costs 3.40% less
- Reed: Insurance costs 3.35% more
- Niagara: Insurance costs 0.87% less
- Weaverton: Insurance costs 1.17% more
- Graham Hill: Insurance costs 0.78% less
- Elba: Insurance costs 3.30% less
Cities with Similar Populations
- Revere: Insurance costs 12.92% less
- Naper: Insurance costs 30.01% less
- Napi Headquarters: Insurance costs 32.88% less
- Nashoba: Insurance costs 17.10% less
- Natural Dam: Insurance costs 19.52% less
- Nelagoney: Insurance costs 18.26% less
- Neuville: Insurance costs 22.78% less
- New Baltimore: Insurance costs 32.93% less
- New Grand Chain: Insurance costs 27.97% less
- Newtown: Insurance costs 40.99% less