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Get Cheap Car Insurance in Hersey, MI
We monitor insurance prices, helping the average driver in Hersey save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Hersey
The chart below shows the cheapest car insurance company in Hersey for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Hersey Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $104 |
| Progressive | $118 |
| State Farm | $119 |
| Safeco Insurance | $126 |
Savings for Every Kind of Hersey Driver
Based on our extensive insurance data, we know the average Hersey driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,125 per year by choosing the right vehicle insurance company. Some Hersey residents are paying out over $2,800 extra every year for auto insurance in Hersey. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Hersey, MI Savings / Yr. |
|---|---|
$1,125 |
|
$1,837 |
|
$1,625 |
|
$2,470 |
|
$2,915 |
|
$0 |
|
$0 |
Hersey Car Insurance vs. Michigan
People living in Hersey pay an average of 3.42% less than the typical driver in the state. The average driver in Hersey can expect to pay about $2,127 per year, or $2,800 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Hersey for most people.
Car Insurance Prices by Hersey Neighborhood
Insurance Prices
Where is insurance cheapest within Hersey?
The map shows insurance prices in and around Hersey, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $135 per year within the city boundaries, with insurance premiums ranging from a high of $2,861 to a low of $2,726. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southwest parts of Hersey.Pick the Best Car Insurance Company for You in Hersey
The best car insurance provider for most drivers in Hersey
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,125 over the average Hersey car insurance company.
The best car insurance provider for Hersey drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,837 over the competition.
The best car insurance company for Hersey drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,625 better than other car insurance companies.
The best auto insurance for Hersey drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,470 less each year.
The least expensive car insurance company for new and young drivers in Hersey
In Hersey, Geico costs young drivers $2,915 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Hersey
The cheapest car insurance in Hersey for drivers with bad credit
The best Hersey car insurance company for customer service
Recent price drops
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The cheapest large national provider in Hersey
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Hersey driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hersey, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Hersey
What Influences the Cost of Car Insurance in Hersey?
On average, car insurance in Hersey is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Hersey is 32 minutes, which is about the national average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Hersey is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Hersey is $177 per month for minimum coverage and $233 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Reed City: Insurance costs 0.07% more
- Pogy: Insurance costs 0.14% more
- Grant Center: Insurance costs 1.79% less
- Paris: Insurance costs 2.00% less
- Evart: Insurance costs 0.57% more
- Hawkins: Insurance costs 1.29% less
- Chase: Insurance costs 2.00% less
- Chippewa Lake: Insurance costs 0.43% more
- Big Rapids: Insurance costs 0.86% less
- Le Roy: Insurance costs 0.46% less
Cities with Similar Populations
- Surry: Insurance costs 55.93% less
- Crescent Springs: Insurance costs 27.18% less
- Elton: Insurance costs 2.68% more
- Van Vleck: Insurance costs 40.96% less
- Uvalda: Insurance costs 40.71% less
- Union: Insurance costs 48.79% less
- Thaxton: Insurance costs 57.25% less
- Hawi: Insurance costs 49.36% less
- Hayden: Insurance costs 37.32% less
- Taft: Insurance costs 3.32% less