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Get Cheap Car Insurance in Hickory Creek, TX
We monitor insurance prices, helping the average driver in Hickory Creek save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Hickory Creek
The chart below shows the cheapest car insurance company in Hickory Creek for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Hickory Creek Insurer | Monthly Cost |
|---|---|
| Clearcover | $45 |
| Mile Auto | $59 |
| Progressive | $60 |
| State Farm | $65 |
Savings for Every Kind of Hickory Creek Driver
Based on our extensive insurance data, we know the average Hickory Creek driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $358 per year by choosing the right vehicle insurance company. Some Hickory Creek residents are paying out over $1,740 extra every year for auto insurance in Hickory Creek. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Hickory Creek, TX Savings / Yr. |
|---|---|
$358 |
|
$819 |
|
$722 |
|
$827 |
|
$1,259 |
|
$475 |
|
$520 |
Hickory Creek Car Insurance vs. Texas
People living in Hickory Creek pay an average of 10.97% less than the typical driver in the state. The average driver in Hickory Creek can expect to pay about $1,036 per year, or $1,740 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Hickory Creek for most people.
Car Insurance Prices by Hickory Creek Neighborhood
Insurance Prices
Where is insurance cheapest within Hickory Creek?
The map shows insurance prices in and around Hickory Creek, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $118 per year within the city boundaries, with insurance premiums ranging from a high of $1,769 to a low of $1,651. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of Hickory Creek.Pick the Best Car Insurance Company for You in Hickory Creek
The best car insurance provider for most drivers in Hickory Creek
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $358 over the average Hickory Creek car insurance company.
The best car insurance provider for Hickory Creek drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $819 over the competition.
The best car insurance company for Hickory Creek drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $722 better than other car insurance companies.
The best auto insurance for Hickory Creek drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $827 less each year.
The least expensive car insurance company for new and young drivers in Hickory Creek
In Hickory Creek, State Farm costs young drivers $1,259 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Hickory Creek
State Farm gave the largest car insurance discounts to married couples, averaging $475 saved each year compared to an average Hickory Creek couple's premiums.
The cheapest car insurance in Hickory Creek for drivers with bad credit
The best Hickory Creek car insurance company for customer service
Nationwide was the best company for customer service in Hickory Creek according to the NAIC.
Recent price drops
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The cheapest large national provider in Hickory Creek
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Hickory Creek driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hickory Creek, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Hickory Creek
What Influences the Cost of Car Insurance in Hickory Creek?
On average, car insurance in Hickory Creek is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Hickory Creek is 32 minutes, which is about the national average for a driver in the state.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Hickory Creek are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Hickory Creek is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Hickory Creek is $86 per month for minimum coverage and $145 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lake Dallas: Insurance costs 1.26% less
- Highland Village: Insurance costs 0.92% more
- Corinth: Insurance costs 0.69% more
- Shady Shores: Insurance costs 2.30% less
- Copper Canyon: Insurance costs 0.06% less
- Lakewood Village: Insurance costs 1.15% less
- Oak Point: Insurance costs 1.15% more
- Double Oak: Insurance costs 1.67% more
- Flower Mound: Insurance costs 0.80% more
- Lewisville: Insurance costs 6.03% more
Cities with Similar Populations
- Gang Mills: Insurance costs 16.32% more
- Mount Pleasant: Insurance costs 21.55% less
- Mayodan: Insurance costs 29.83% less
- Mattituck: Insurance costs 38.10% more
- Lower Grand Lagoon: Insurance costs 39.08% more
- Rochester: Insurance costs 9.48% less
- Henryville: Insurance costs 31.67% less
- French Camp: Insurance costs 20.69% more
- Eutawville: Insurance costs 0.46% less
- Curwensville: Insurance costs 21.90% less