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Get Cheap Car Insurance in Hickory Ridge, AR
We monitor insurance prices, helping the average driver in Hickory Ridge save up to 33.0% on car insurance.
The Cheapest Minimum Coverage in Hickory Ridge
The chart below shows the cheapest car insurance company in Hickory Ridge for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Farm Bureau, Geico, and Jupiter.
| Hickory Ridge Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $54 |
| Farm Bureau | $56 |
| Geico | $57 |
| Jupiter | $59 |
Savings for Every Kind of Hickory Ridge Driver
Based on our extensive insurance data, we know the average Hickory Ridge driver will save about 20% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $332 per year by choosing the right vehicle insurance company. Some Hickory Ridge residents are paying out over $1,678 extra every year for auto insurance in Hickory Ridge. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Hickory Ridge, AR Savings / Yr. |
|---|---|
$332 |
|
$588 |
|
$474 |
|
$729 |
|
$1,883 |
|
$334 |
|
$468 |
Hickory Ridge Car Insurance vs. Arkansas
People living in Hickory Ridge pay an average of 0.30% less than the typical driver in the state. The average driver in Hickory Ridge can expect to pay about $908 per year, or $1,678 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Hickory Ridge for most people.
Car Insurance Prices by Hickory Ridge Neighborhood
Insurance Prices
Where is insurance cheapest within Hickory Ridge?
The map shows insurance prices in and around Hickory Ridge, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $6 per year within the city boundaries, with insurance premiums ranging from a high of $1,683 to a low of $1,677. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Central parts of Hickory Ridge.Pick the Best Car Insurance Company for You in Hickory Ridge
The best car insurance provider for most drivers in Hickory Ridge
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $332 over the average Hickory Ridge car insurance company.
The best car insurance provider for Hickory Ridge drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $588 over the competition.
The best car insurance company for Hickory Ridge drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $474 better than other car insurance companies.
The best auto insurance for Hickory Ridge drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $729 less each year.
The least expensive car insurance company for new and young drivers in Hickory Ridge
In Hickory Ridge, Farm Bureau costs young drivers $1,883 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Hickory Ridge
Farm Bureau gave the largest car insurance discounts to married couples, averaging $334 saved each year compared to an average Hickory Ridge couple's premiums.
The cheapest car insurance in Hickory Ridge for drivers with bad credit
The best Hickory Ridge car insurance company for customer service
Nationwide was the best company for customer service in Hickory Ridge according to the NAIC.
Recent price drops
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The cheapest large national provider in Hickory Ridge
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Hickory Ridge driver can expect to pay about $113 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hickory Ridge, USAA has the best prices for drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and young drivers.Auto Insurance Prices in and Around Hickory Ridge
What Influences the Cost of Car Insurance in Hickory Ridge?
On average, car insurance in Hickory Ridge is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Arkansas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Hickory Ridge are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Hickory Ridge is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Hickory Ridge is $76 per month for minimum coverage and $140 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- McFadden: Insurance costs 0.18% more
- Tilton: Insurance costs 0.12% more
- Beedeville: Insurance costs 2.26% more
- Fair Oaks: Insurance costs 0.30% more
- Pumpkin Bend: Insurance costs the same
- Morton: Insurance costs 0.06% more
- Cherry Valley: Insurance costs 0.12% less
- Tupelo: Insurance costs 0.30% less
- Wynne: Insurance costs 1.91% more
- Twist: Insurance costs 1.61% more
Cities with Similar Populations
- Higginbotham: Insurance costs 1.25% more
- Sextonville: Insurance costs 32.12% less
- Selfridge: Insurance costs 9.42% less
- Scuffleton: Insurance costs 25.27% less
- Kattskill Bay: Insurance costs 22.17% more
- Holbrook: Insurance costs 11.74% less
- Hixburg: Insurance costs 27.83% less
- Hillsdale: Insurance costs 30.99% less
- Hillsboro: Insurance costs 25.51% less
- Hillham: Insurance costs 29.74% less