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Get Cheap Car Insurance in Hico, LA
We monitor insurance prices, helping the average driver in Hico save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in Hico
The chart below shows the cheapest car insurance company in Hico for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| Hico Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $105 |
| State Farm | $124 |
| Safeco Insurance | $125 |
| Clearcover | $139 |
Savings for Every Kind of Hico Driver
Based on our extensive insurance data, we know the average Hico driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $807 per year by choosing the right vehicle insurance company. Some Hico residents are paying out over $2,901 extra every year for auto insurance in Hico. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Hico, LA Savings / Yr. |
|---|---|
$807 |
|
$1,415 |
|
$1,007 |
|
$1,519 |
|
$2,410 |
|
$748 |
|
$1,286 |
Hico Car Insurance vs. Louisiana
People living in Hico pay an average of 3.72% less than the typical driver in the state. The average driver in Hico can expect to pay about $1,835 per year, or $2,901 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Hico for most people.
Car Insurance Prices by Hico Neighborhood
Insurance Prices
Where is insurance cheapest within Hico?
The map shows insurance prices in and around Hico, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $109 per year within the city boundaries, with insurance premiums ranging from a high of $2,921 to a low of $2,812. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Hico.Pick the Best Car Insurance Company for You in Hico
The best car insurance provider for most drivers in Hico
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $807 over the average Hico car insurance company.
The best car insurance provider for Hico drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,415 over the competition.
The best car insurance company for Hico drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $1,007 better than other car insurance companies.
The best auto insurance for Hico drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $1,519 less each year.
The least expensive car insurance company for new and young drivers in Hico
In Hico, Farm Bureau costs young drivers $2,410 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Hico
Farm Bureau gave the largest car insurance discounts to married couples, averaging $748 saved each year compared to an average Hico couple's premiums.
The cheapest car insurance in Hico for drivers with bad credit
The best Hico car insurance company for customer service
Recent price drops
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The cheapest large national provider in Hico
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Hico driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hico, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Hico
What Influences the Cost of Car Insurance in Hico?
On average, car insurance in Hico is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Hico is 31 minutes, which is a little less than average for a driver in the state.
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Hico are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Hico is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Hico is $153 per month for minimum coverage and $242 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Dubach: Insurance costs 0.28% more
- Unionville: Insurance costs 0.17% less
- Bernice: Insurance costs 1.14% less
- Hilly: Insurance costs 1.14% less
- Shiloh: Insurance costs 1.52% more
- Weldon: Insurance costs 2.62% less
- Vienna: Insurance costs 1.14% less
- Mineral Springs: Insurance costs 1.65% more
- Lisbon: Insurance costs 3.14% less
- Sugarcreek: Insurance costs 2.00% less
Cities with Similar Populations
- Rosalie: Insurance costs 44.19% less
- Maxville: Insurance costs 61.94% less
- Mazeppa: Insurance costs 56.26% less
- McCallum: Insurance costs 42.57% less
- McKinney: Insurance costs 41.02% less
- McLamb Crossroads: Insurance costs 55.60% less
- Mill Grove: Insurance costs 38.85% less
- Point Rock: Insurance costs 28.89% less
- Rico: Insurance costs 38.44% less
- Rockwood: Insurance costs 49.36% less