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Get Cheap Car Insurance in High Point, MO
We monitor insurance prices, helping the average driver in High Point save up to 28.5% on car insurance.
The Cheapest Minimum Coverage in High Point
The chart below shows the cheapest car insurance company in High Point for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Safeco Insurance, and Clearcover.
| High Point Insurer | Monthly Cost |
|---|---|
| State Farm | $67 |
| Travelers | $67 |
| Safeco Insurance | $68 |
| Clearcover | $73 |
Savings for Every Kind of High Point Driver
Based on our extensive insurance data, we know the average High Point driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $477 per year by choosing the right vehicle insurance company. Some High Point residents are paying out over $1,766 extra every year for auto insurance in High Point. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
High Point, MO Savings / Yr. |
|---|---|
$477 |
|
$665 |
|
$608 |
|
$681 |
|
$1,436 |
|
$371 |
|
$569 |
High Point Car Insurance vs. Missouri
People living in High Point pay an average of 1.93% less than the typical driver in the state. The average driver in High Point can expect to pay about $1,088 per year, or $1,766 for full coverage.
Based on our analysis, Clearcover will be the cheapest provider in High Point for most people.
Car Insurance Prices by High Point Neighborhood
Insurance Prices
Where is insurance cheapest within High Point?
The map shows insurance prices in and around High Point, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $34 per year within the city boundaries, with insurance premiums ranging from a high of $1,780 to a low of $1,746. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southwest parts of High Point.Pick the Best Car Insurance Company for You in High Point
The best car insurance provider for most drivers in High Point
For drivers with clean driving records and no major strikes, Clearcover is the best option, with annual savings of $477 over the average High Point car insurance company.
The best car insurance provider for High Point drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $665 over the competition.
The best car insurance company for High Point drivers with speeding tickets
>Clearcover gave the average person with a speeding ticket the most savings, averaging $608 better than other car insurance companies.
The best auto insurance for High Point drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $681 less each year.
The least expensive car insurance company for new and young drivers in High Point
In High Point, Travelers costs young drivers $1,436 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in High Point
State Farm gave the largest car insurance discounts to married couples, averaging $371 saved each year compared to an average High Point couple's premiums.
The cheapest car insurance in High Point for drivers with bad credit
The best High Point car insurance company for customer service
Nationwide was the best company for customer service in High Point according to the NAIC.
Recent price drops
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The cheapest large national provider in High Point
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average High Point driver can expect to pay about $114 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In High Point, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, drivers with a DUI conviction, married couples, good drivers, drivers with accidents, and young drivers.Auto Insurance Prices in and Around High Point
What Influences the Cost of Car Insurance in High Point?
On average, car insurance in High Point is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Missouri state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in High Point are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- High Point is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in High Point is $91 per month for minimum coverage and $147 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Kliever: Insurance costs 2.38% more
- Clarksburg: Insurance costs 0.79% less
- California: Insurance costs 0.96% more
- Jamestown: Insurance costs 0.06% less
- Prairie Home: Insurance costs 0.85% less
- Sandy Hook: Insurance costs 0.11% less
- Tipton: Insurance costs 1.42% more
- Lone Elm: Insurance costs 0.11% more
- Marion: Insurance costs 0.68% less
- Latham: Insurance costs 0.68% more
Cities with Similar Populations
- Lower Kalskag: Insurance costs 21.97% less
- Little Creek: Insurance costs 2.21% more
- Little Falls: Insurance costs 23.39% less
- Littlefield: Insurance costs 2.77% less
- Lochmere: Insurance costs 33.58% less
- Lock Springs: Insurance costs 0.17% less
- Lockport: Insurance costs 34.82% less
- London: Insurance costs 7.25% less
- Lone Oak: Insurance costs 23.73% less
- Long Lake Colony: Insurance costs 9.74% less