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Get Cheap Car Insurance in Highland Center, IA
We monitor insurance prices, helping the average driver in Highland Center save up to 33.2% on car insurance.
The Cheapest Minimum Coverage in Highland Center
The chart below shows the cheapest car insurance company in Highland Center for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by IMT Insurance, Auto-Owners Insurance, and Farm Bureau.
| Highland Center Insurer | Monthly Cost |
|---|---|
| State Farm | $27 |
| IMT Insurance | $28 |
| Auto-Owners Insurance | $29 |
| Farm Bureau | $30 |
Savings for Every Kind of Highland Center Driver
Based on our extensive insurance data, we know the average Highland Center driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $265 per year by choosing the right vehicle insurance company. Some Highland Center residents are paying out over $1,214 extra every year for auto insurance in Highland Center. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Highland Center, IA Savings / Yr. |
|---|---|
$265 |
|
$369 |
|
$315 |
|
$424 |
|
$1,110 |
|
$365 |
|
$560 |
Highland Center Car Insurance vs. Iowa
People living in Highland Center pay an average of 2.80% less than the typical driver in the state. The average driver in Highland Center can expect to pay about $476 per year, or $1,214 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Highland Center for most people.
Car Insurance Prices by Highland Center Neighborhood
Insurance Prices
Where is insurance cheapest within Highland Center?
The map shows insurance prices in and around Highland Center, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $19 per year within the city boundaries, with insurance premiums ranging from a high of $1,219 to a low of $1,200. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the North parts of Highland Center.Pick the Best Car Insurance Company for You in Highland Center
The best car insurance provider for most drivers in Highland Center
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $265 over the average Highland Center car insurance company.
The best car insurance provider for Highland Center drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $369 over the competition.
The best car insurance company for Highland Center drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $315 better than other car insurance companies.
The best auto insurance for Highland Center drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $424 less each year.
The least expensive car insurance company for new and young drivers in Highland Center
In Highland Center, IMT Insurance costs young drivers $1,110 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Highland Center
State Farm gave the largest car insurance discounts to married couples, averaging $365 saved each year compared to an average Highland Center couple's premiums.
The cheapest car insurance in Highland Center for drivers with bad credit
The best Highland Center car insurance company for customer service
Nationwide was the best company for customer service in Highland Center according to the NAIC.
Recent price drops
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The cheapest large national provider in Highland Center
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Highland Center driver can expect to pay about $81 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Highland Center, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and young drivers.Auto Insurance Prices in and Around Highland Center
What Influences the Cost of Car Insurance in Highland Center?
On average, car insurance in Highland Center is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Highland Center is 23 minutes, which is a little less than average for a driver in the state.
- Iowa state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Highland Center are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Highland Center is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Highland Center is $40 per month for minimum coverage and $101 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Hedrick: Insurance costs 3.54% more
- Rutledge: Insurance costs 0.25% more
- Dahlonega: Insurance costs 2.64% more
- Fremont: Insurance costs 2.14% more
- Martinsburg: Insurance costs 0.08% less
- Kirkville: Insurance costs 0.91% more
- Ottumwa: Insurance costs 2.06% more
- Ottumwa Junction: Insurance costs 0.49% less
- Cedar: Insurance costs 0.25% less
- Chillicothe: Insurance costs 0.99% more
Cities with Similar Populations
- Sabula: Insurance costs 50.66% more
- Rockvale: Insurance costs 70.76% more
- Rodemer: Insurance costs 21.42% more
- Rodney: Insurance costs 13.01% more
- Romona: Insurance costs 1.98% less
- Roosterville: Insurance costs 23.81% more
- Roscoe: Insurance costs 48.60% more
- Rose Hill: Insurance costs 19.11% more
- Roselle: Insurance costs 1.65% more
- Roselms: Insurance costs 7.74% less