Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Highland City, FL
We monitor insurance prices, helping the average driver in Highland City save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Highland City
The chart below shows the cheapest car insurance company in Highland City for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Highland City Insurer | Monthly Cost |
|---|---|
| Geico | $117 |
| State Farm | $124 |
| Gainsco | $162 |
| Bristol West | $162 |
Savings for Every Kind of Highland City Driver
Based on our extensive insurance data, we know the average Highland City driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $719 per year by choosing the right vehicle insurance company. Some Highland City residents are paying out over $2,459 extra every year for auto insurance in Highland City. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Highland City, FL Savings / Yr. |
|---|---|
$719 |
|
$1,056 |
|
$812 |
|
$804 |
|
$2,554 |
|
$698 |
|
$1,017 |
Highland City Car Insurance vs. Florida
People living in Highland City pay an average of 6.94% less than the typical driver in the state. The average driver in Highland City can expect to pay about $2,245 per year, or $2,459 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Highland City for most people.
Car Insurance Prices by Highland City Neighborhood
Insurance Prices
Where is insurance cheapest within Highland City?
The map shows insurance prices in and around Highland City, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $157 per year within the city boundaries, with insurance premiums ranging from a high of $2,549 to a low of $2,392. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southeast parts of Highland City.Pick the Best Car Insurance Company for You in Highland City
The best car insurance provider for most drivers in Highland City
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $719 over the average Highland City car insurance company.
The best car insurance provider for Highland City drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,056 over the competition.
The best car insurance company for Highland City drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $812 better than other car insurance companies.
The best auto insurance for Highland City drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $804 less each year.
The least expensive car insurance company for new and young drivers in Highland City
In Highland City, Geico costs young drivers $2,554 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Highland City
Geico gave the largest car insurance discounts to married couples, averaging $698 saved each year compared to an average Highland City couple's premiums.
The cheapest car insurance in Highland City for drivers with bad credit
The best Highland City car insurance company for customer service
Allstate was the best company for customer service in Highland City according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Highland City, which was better than other insurers.
The cheapest large national provider in Highland City
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Highland City driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Highland City, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Highland City
What Influences the Cost of Car Insurance in Highland City?
On average, car insurance in Highland City is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Highland City is 28 minutes, which is far less than average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Highland City are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Highland City is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Highland City is $187 per month for minimum coverage and $205 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lakeland Highlands: Insurance costs 0.69% less
- Crystal Lake: Insurance costs 6.55% more
- Kossuthville: Insurance costs 3.46% less
- Bartow: Insurance costs 1.79% more
- Fuller Heights: Insurance costs 1.42% more
- Fussels Corner: Insurance costs 0.28% less
- South Mulberry: Insurance costs 0.65% less
- Eagle Lake: Insurance costs 1.67% more
- Mulberry: Insurance costs 5.73% more
- Lakeland: Insurance costs 3.46% more
Cities with Similar Populations
- Manasquan: Insurance costs 30.22% less
- Raymondville: Insurance costs 29.16% less
- Quartz Hill: Insurance costs 14.31% less
- Plattsmouth: Insurance costs 42.98% less
- Platte City: Insurance costs 26.15% less
- Melvindale: Insurance costs 36.23% more
- Maryville: Insurance costs 29.56% less
- Marion: Insurance costs 52.42% less
- Marion: Insurance costs 28.02% less
- Marengo: Insurance costs 44.08% less