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Get Cheap Car Insurance in Highland Heights, TN
We monitor insurance prices, helping the average driver in Highland Heights save up to 31.8% on car insurance.
The Cheapest Minimum Coverage in Highland Heights
The chart below shows the cheapest car insurance company in Highland Heights for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Farmers Insurance, and Safeco Insurance.
| Highland Heights Insurer | Monthly Cost |
|---|---|
| State Farm | $51 |
| Geico | $56 |
| Farmers Insurance | $57 |
| Safeco Insurance | $57 |
Savings for Every Kind of Highland Heights Driver
Based on our extensive insurance data, we know the average Highland Heights driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $344 per year by choosing the right vehicle insurance company. Some Highland Heights residents are paying out over $1,346 extra every year for auto insurance in Highland Heights. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Highland Heights, TN Savings / Yr. |
|---|---|
$344 |
|
$620 |
|
$458 |
|
$524 |
|
$1,350 |
|
$325 |
|
$562 |
Highland Heights Car Insurance vs. Tennessee
People living in Highland Heights pay an average of 2.41% less than the typical driver in the state. The average driver in Highland Heights can expect to pay about $847 per year, or $1,346 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Highland Heights for most people.
Car Insurance Prices by Highland Heights Neighborhood
Insurance Prices
Where is insurance cheapest within Highland Heights?
The map shows insurance prices in and around Highland Heights, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $75 per year within the city boundaries, with insurance premiums ranging from a high of $1,411 to a low of $1,336. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Highland Heights.Pick the Best Car Insurance Company for You in Highland Heights
The best car insurance provider for most drivers in Highland Heights
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $344 over the average Highland Heights car insurance company.
The best car insurance provider for Highland Heights drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $620 over the competition.
The best car insurance company for Highland Heights drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $458 better than other car insurance companies.
The best auto insurance for Highland Heights drivers with a DUI conviction
Getting a quote from Novo may cost the average person with a DUI about $524 less each year.
The least expensive car insurance company for new and young drivers in Highland Heights
In Highland Heights, State Farm costs young drivers $1,350 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Highland Heights
State Farm gave the largest car insurance discounts to married couples, averaging $325 saved each year compared to an average Highland Heights couple's premiums.
The cheapest car insurance in Highland Heights for drivers with bad credit
The best Highland Heights car insurance company for customer service
Nationwide was the best company for customer service in Highland Heights according to the NAIC.
Recent price drops
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The cheapest large national provider in Highland Heights
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Highland Heights driver can expect to pay about $95 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Highland Heights, USAA has the best prices for married couples, good drivers, drivers with accidents, drivers with bad credit, drivers with a DUI conviction, drivers with speeding tickets, and young drivers.Auto Insurance Prices in and Around Highland Heights
What Influences the Cost of Car Insurance in Highland Heights?
On average, car insurance in Highland Heights is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Highland Heights is 32 minutes, which is a little less than average for a driver in the state.
- Tennessee state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Highland Heights are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Highland Heights is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Highland Heights is $71 per month for minimum coverage and $112 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Pulaski: Insurance costs 1.63% more
- Tarpley: Insurance costs 0.74% less
- Goodspring: Insurance costs 1.71% less
- Aymett Town: Insurance costs 0.59% less
- Wales: Insurance costs 0.52% more
- Brick Church: Insurance costs 2.90% more
- Kedron: Insurance costs 0.89% less
- Bodenham: Insurance costs 0.30% more
- Fallriver: Insurance costs 1.11% less
- Riversburg: Insurance costs 2.67% more
Cities with Similar Populations
- Mainville: Insurance costs 1.93% less
- Lovell: Insurance costs 25.71% more
- Lovells: Insurance costs 109.44% more
- Lowney: Insurance costs 29.64% more
- Lucky: Insurance costs 111.96% more
- Lukeville: Insurance costs 21.99% more
- Lumaghi Heights: Insurance costs 10.25% more
- Luther: Insurance costs 11.22% less
- Lux: Insurance costs 26.08% more
- Lydia: Insurance costs 22.96% more