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Get Cheap Car Insurance in Highland Hills, OH
We monitor insurance prices, helping the average driver in Highland Hills save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Highland Hills
The chart below shows the cheapest car insurance company in Highland Hills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| Highland Hills Insurer | Monthly Cost |
|---|---|
| State Farm | $54 |
| Safeco Insurance | $57 |
| Travelers | $57 |
| Mile Auto | $60 |
Savings for Every Kind of Highland Hills Driver
Based on our extensive insurance data, we know the average Highland Hills driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $350 per year by choosing the right vehicle insurance company. Some Highland Hills residents are paying out over $1,325 extra every year for auto insurance in Highland Hills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Highland Hills, OH Savings / Yr. |
|---|---|
$350 |
|
$595 |
|
$503 |
|
$538 |
|
$1,286 |
|
$366 |
|
$513 |
Highland Hills Car Insurance vs. Ohio
People living in Highland Hills pay an average of 17.90% more than the typical driver in the state. The average driver in Highland Hills can expect to pay about $895 per year, or $1,325 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in Highland Hills for most people.
Car Insurance Prices by Highland Hills Neighborhood
Insurance Prices
Where is insurance cheapest within Highland Hills?
The map shows insurance prices in and around Highland Hills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,325 to a low of $1,325. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the North parts of Highland Hills.Pick the Best Car Insurance Company for You in Highland Hills
The best car insurance provider for most drivers in Highland Hills
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $350 over the average Highland Hills car insurance company.
The best car insurance provider for Highland Hills drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $595 over the competition.
The best car insurance company for Highland Hills drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $503 better than other car insurance companies.
The best auto insurance for Highland Hills drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $538 less each year.
The least expensive car insurance company for new and young drivers in Highland Hills
In Highland Hills, Geico costs young drivers $1,286 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Highland Hills
State Farm gave the largest car insurance discounts to married couples, averaging $366 saved each year compared to an average Highland Hills couple's premiums.
The cheapest car insurance in Highland Hills for drivers with bad credit
The best Highland Hills car insurance company for customer service
Nationwide was the best company for customer service in Highland Hills according to the NAIC.
Recent price drops
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The cheapest large national provider in Highland Hills
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Highland Hills driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Highland Hills, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Highland Hills
What Influences the Cost of Car Insurance in Highland Hills?
On average, car insurance in Highland Hills is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Highland Hills is 33 minutes, which is a little more than average for a driver in the state.
- Ohio state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Highland Hills are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Highland Hills is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Highland Hills is $75 per month for minimum coverage and $110 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Warrensville Heights: Insurance costs 1.51% less
- North Randall: Insurance costs 4.75% less
- Shaker Heights: Insurance costs 5.58% less
- Beachwood: Insurance costs 9.21% less
- Woodmere: Insurance costs 11.62% less
- Orange: Insurance costs 12.15% less
- Maple Heights: Insurance costs 0.45% less
- University Heights: Insurance costs 10.79% less
- Bedford Heights: Insurance costs 5.36% less
- Pepper Pike: Insurance costs 14.34% less
Cities with Similar Populations
- Wheeler: Insurance costs 23.17% more
- Flensburg: Insurance costs 22.19% more
- Forman: Insurance costs 0.30% more
- Fromberg: Insurance costs 22.87% more
- Fruitdale: Insurance costs 15.47% more
- Gateswood: Insurance costs 10.94% more
- Whiting: Insurance costs 12.60% less
- Georgetown: Insurance costs 16.91% less
- Gleed: Insurance costs 3.92% less
- Glensted: Insurance costs 34.64% more