Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Highland, LA
We monitor insurance prices, helping the average driver in Highland save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in Highland
The chart below shows the cheapest car insurance company in Highland for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| Highland Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $105 |
| State Farm | $124 |
| Safeco Insurance | $125 |
| Clearcover | $139 |
Savings for Every Kind of Highland Driver
Based on our extensive insurance data, we know the average Highland driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $807 per year by choosing the right vehicle insurance company. Some Highland residents are paying out over $2,901 extra every year for auto insurance in Highland. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Highland, LA Savings / Yr. |
|---|---|
$807 |
|
$1,415 |
|
$1,007 |
|
$1,519 |
|
$2,410 |
|
$748 |
|
$1,286 |
Highland Car Insurance vs. Louisiana
People living in Highland pay an average of 3.73% less than the typical driver in the state. The average driver in Highland can expect to pay about $1,835 per year, or $2,901 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Highland for most people.
Car Insurance Prices by Highland Neighborhood
Insurance Prices
Where is insurance cheapest within Highland?
The map shows insurance prices in and around Highland, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $2,901 to a low of $2,901. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the East parts of Highland.Pick the Best Car Insurance Company for You in Highland
The best car insurance provider for most drivers in Highland
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $807 over the average Highland car insurance company.
The best car insurance provider for Highland drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,415 over the competition.
The best car insurance company for Highland drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $1,007 better than other car insurance companies.
The best auto insurance for Highland drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $1,519 less each year.
The least expensive car insurance company for new and young drivers in Highland
In Highland, Farm Bureau costs young drivers $2,410 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Highland
Farm Bureau gave the largest car insurance discounts to married couples, averaging $748 saved each year compared to an average Highland couple's premiums.
The cheapest car insurance in Highland for drivers with bad credit
The best Highland car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Highland, which was better than other insurers.
The cheapest large national provider in Highland
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Highland driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Highland, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Highland
What Influences the Cost of Car Insurance in Highland?
On average, car insurance in Highland is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Highland is 25 minutes, which is far less than average for a driver in the state.
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Highland are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Highland is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Highland is $153 per month for minimum coverage and $242 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Helena: Insurance costs the same
- Foules: Insurance costs 1.83% more
- Clayton: Insurance costs 2.69% more
- Goldman: Insurance costs 3.31% more
- Waterproof: Insurance costs 3.03% more
- Spokane: Insurance costs 1.65% more
- Sicily Island: Insurance costs 2.10% more
- Locust Ridge: Insurance costs 3.45% more
- Peck: Insurance costs 1.90% more
- Mayflower: Insurance costs 0.86% more
Cities with Similar Populations
- Adolph: Insurance costs 43.81% less
- Sparks: Insurance costs 46.74% less
- Spencer: Insurance costs 61.25% less
- Southside: Insurance costs 42.26% less
- South Sandisfield: Insurance costs 48.43% less
- Spring Lake: Insurance costs 41.74% less
- South Plains: Insurance costs 38.57% less
- St. Andrews: Insurance costs 54.43% less
- St. George: Insurance costs 52.71% less
- Austin: Insurance costs 3.86% less