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Get Cheap Car Insurance in Highland Lakes, FL
We monitor insurance prices, helping the average driver in Highland Lakes save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Highland Lakes
The chart below shows the cheapest car insurance company in Highland Lakes for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Highland Lakes Insurer | Monthly Cost |
|---|---|
| Geico | $112 |
| State Farm | $119 |
| Gainsco | $155 |
| Bristol West | $155 |
Savings for Every Kind of Highland Lakes Driver
Based on our extensive insurance data, we know the average Highland Lakes driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $687 per year by choosing the right vehicle insurance company. Some Highland Lakes residents are paying out over $2,349 extra every year for auto insurance in Highland Lakes. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Highland Lakes, FL Savings / Yr. |
|---|---|
$687 |
|
$1,009 |
|
$776 |
|
$768 |
|
$2,440 |
|
$667 |
|
$972 |
Highland Lakes Car Insurance vs. Florida
People living in Highland Lakes pay an average of 11.10% less than the typical driver in the state. The average driver in Highland Lakes can expect to pay about $2,144 per year, or $2,349 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Highland Lakes for most people.
Car Insurance Prices by Highland Lakes Neighborhood
Insurance Prices
Where is insurance cheapest within Highland Lakes?
The map shows insurance prices in and around Highland Lakes, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $111 per year within the city boundaries, with insurance premiums ranging from a high of $2,458 to a low of $2,347. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Highland Lakes.Pick the Best Car Insurance Company for You in Highland Lakes
The best car insurance provider for most drivers in Highland Lakes
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $687 over the average Highland Lakes car insurance company.
The best car insurance provider for Highland Lakes drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,009 over the competition.
The best car insurance company for Highland Lakes drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $776 better than other car insurance companies.
The best auto insurance for Highland Lakes drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $768 less each year.
The least expensive car insurance company for new and young drivers in Highland Lakes
In Highland Lakes, Geico costs young drivers $2,440 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Highland Lakes
Geico gave the largest car insurance discounts to married couples, averaging $667 saved each year compared to an average Highland Lakes couple's premiums.
The cheapest car insurance in Highland Lakes for drivers with bad credit
The best Highland Lakes car insurance company for customer service
Allstate was the best company for customer service in Highland Lakes according to the NAIC.
Recent price drops
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The cheapest large national provider in Highland Lakes
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Highland Lakes driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Highland Lakes, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Highland Lakes
What Influences the Cost of Car Insurance in Highland Lakes?
On average, car insurance in Highland Lakes is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Highland Lakes are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Highland Lakes has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Highland Lakes is $179 per month for minimum coverage and $196 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Avon Park: Insurance costs 4.94% more
- Avon Park Lakes: Insurance costs 1.28% more
- Maxcy Quarters: Insurance costs 4.64% more
- Frostproof: Insurance costs 4.98% more
- Indian Lake Estates: Insurance costs 3.11% more
- Hillcrest Heights: Insurance costs 2.85% more
- Lemon Grove: Insurance costs 2.09% less
- Fort Meade: Insurance costs 7.36% more
- River Ranch: Insurance costs 5.07% more
- Torrey: Insurance costs 4.43% more
Cities with Similar Populations
- Miller Dale Colony: Insurance costs 29.80% less
- Mabel: Insurance costs 41.51% less
- Maben: Insurance costs 31.20% less
- Mabry: Insurance costs 26.95% less
- Mack Creek Village: Insurance costs 49.30% less
- Madoc: Insurance costs 30.31% less
- Magan: Insurance costs 12.13% less
- Mahkonce: Insurance costs 30.61% less
- Mainstream: Insurance costs 59.13% less
- Malaga: Insurance costs 38.87% less