Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Highland Park, FL
We monitor insurance prices, helping the average driver in Highland Park save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Highland Park
The chart below shows the cheapest car insurance company in Highland Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Highland Park Insurer | Monthly Cost |
|---|---|
| Geico | $112 |
| State Farm | $119 |
| Gainsco | $155 |
| Bristol West | $155 |
Savings for Every Kind of Highland Park Driver
Based on our extensive insurance data, we know the average Highland Park driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $685 per year by choosing the right vehicle insurance company. Some Highland Park residents are paying out over $2,342 extra every year for auto insurance in Highland Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Highland Park, FL Savings / Yr. |
|---|---|
$685 |
|
$1,006 |
|
$774 |
|
$766 |
|
$2,433 |
|
$665 |
|
$969 |
Highland Park Car Insurance vs. Florida
People living in Highland Park pay an average of 11.36% less than the typical driver in the state. The average driver in Highland Park can expect to pay about $2,138 per year, or $2,342 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Highland Park for most people.
Car Insurance Prices by Highland Park Neighborhood
Insurance Prices
Where is insurance cheapest within Highland Park?
The map shows insurance prices in and around Highland Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $2,342 to a low of $2,342. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Highland Park.Pick the Best Car Insurance Company for You in Highland Park
The best car insurance provider for most drivers in Highland Park
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $685 over the average Highland Park car insurance company.
The best car insurance provider for Highland Park drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,006 over the competition.
The best car insurance company for Highland Park drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $774 better than other car insurance companies.
The best auto insurance for Highland Park drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $766 less each year.
The least expensive car insurance company for new and young drivers in Highland Park
In Highland Park, Geico costs young drivers $2,433 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Highland Park
Geico gave the largest car insurance discounts to married couples, averaging $665 saved each year compared to an average Highland Park couple's premiums.
The cheapest car insurance in Highland Park for drivers with bad credit
The best Highland Park car insurance company for customer service
Allstate was the best company for customer service in Highland Park according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Highland Park, which was better than other insurers.
The cheapest large national provider in Highland Park
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Highland Park driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Highland Park, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Highland Park
What Influences the Cost of Car Insurance in Highland Park?
On average, car insurance in Highland Park is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Highland Park is 24 minutes, which is far less than average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Highland Park are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Highland Park is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Highland Park is $178 per month for minimum coverage and $195 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Babson Park: Insurance costs 1.84% more
- Lake Wales: Insurance costs 5.81% more
- Hillcrest Heights: Insurance costs 3.16% more
- Nalcrest: Insurance costs 5.17% more
- Waverly: Insurance costs 6.62% more
- Frostproof: Insurance costs 5.29% more
- Alturas: Insurance costs 5.42% more
- Lake Garfield: Insurance costs 6.02% more
- Fedhaven: Insurance costs 6.49% more
- Maxcy Quarters: Insurance costs 4.95% more
Cities with Similar Populations
- Scarville: Insurance costs 48.72% less
- Martintown: Insurance costs 35.99% less
- Marystown: Insurance costs 32.75% less
- Masonville: Insurance costs 8.45% less
- Mazama: Insurance costs 41.46% less
- Mc Graws: Insurance costs 29.21% less
- Royalton: Insurance costs 52.43% less
- Ruff Creek: Insurance costs 40.73% less
- Rugby: Insurance costs 49.79% less
- Sabine Pass: Insurance costs 29.63% less