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Get Cheap Car Insurance in Hillcrest, MI
We monitor insurance prices, helping the average driver in Hillcrest save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Hillcrest
The chart below shows the cheapest car insurance company in Hillcrest for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Hillcrest Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $110 |
| Progressive | $126 |
| State Farm | $127 |
| Safeco Insurance | $134 |
Savings for Every Kind of Hillcrest Driver
Based on our extensive insurance data, we know the average Hillcrest driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,197 per year by choosing the right vehicle insurance company. Some Hillcrest residents are paying out over $2,977 extra every year for auto insurance in Hillcrest. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Hillcrest, MI Savings / Yr. |
|---|---|
$1,197 |
|
$1,953 |
|
$1,729 |
|
$2,627 |
|
$3,100 |
|
$0 |
|
$0 |
Hillcrest Car Insurance vs. Michigan
People living in Hillcrest pay an average of 2.71% more than the typical driver in the state. The average driver in Hillcrest can expect to pay about $2,262 per year, or $2,977 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Hillcrest for most people.
Car Insurance Prices by Hillcrest Neighborhood
Insurance Prices
Where is insurance cheapest within Hillcrest?
The map shows insurance prices in and around Hillcrest, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $2,977 to a low of $2,977. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Hillcrest.Pick the Best Car Insurance Company for You in Hillcrest
The best car insurance provider for most drivers in Hillcrest
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,197 over the average Hillcrest car insurance company.
The best car insurance provider for Hillcrest drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,953 over the competition.
The best car insurance company for Hillcrest drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,729 better than other car insurance companies.
The best auto insurance for Hillcrest drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,627 less each year.
The least expensive car insurance company for new and young drivers in Hillcrest
In Hillcrest, Geico costs young drivers $3,100 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Hillcrest
The cheapest car insurance in Hillcrest for drivers with bad credit
The best Hillcrest car insurance company for customer service
Recent price drops
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The cheapest large national provider in Hillcrest
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Hillcrest driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hillcrest, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Hillcrest
What Influences the Cost of Car Insurance in Hillcrest?
On average, car insurance in Hillcrest is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Hillcrest is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Hillcrest is $188 per month for minimum coverage and $248 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Ironwood: Insurance costs the same
- Hautala Corner: Insurance costs 0.47% less
- Hurley: Insurance costs 60.26% less
- Bessemer: Insurance costs 0.64% less
- Gile: Insurance costs 60.46% less
- Montreal: Insurance costs 60.26% less
- Kimball: Insurance costs 60.70% less
- Ramsay: Insurance costs 0.27% more
- Auvinen Corner: Insurance costs 0.30% less
- Van Buskirk: Insurance costs 60.80% less
Cities with Similar Populations
- Lower Cincinnatus: Insurance costs 29.32% less
- Lithium: Insurance costs 40.01% less
- Little Cooley: Insurance costs 53.17% less
- Little Sioux: Insurance costs 57.51% less
- Lockhart Junction: Insurance costs 45.18% less
- Willow City: Insurance costs 50.62% less
- Willard: Insurance costs 24.29% less
- Wilbert: Insurance costs 50.12% less
- Whitney: Insurance costs 54.92% less
- Loring Air Force Base: Insurance costs 69.63% less