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Get Cheap Car Insurance in Hines, IL
We monitor insurance prices, helping the average driver in Hines save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in Hines
The chart below shows the cheapest car insurance company in Hines for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| Hines Insurer | Monthly Cost |
|---|---|
| State Farm | $69 |
| Country Financial | $74 |
| Metromile | $81 |
| American Family Insurance | $87 |
Savings for Every Kind of Hines Driver
Based on our extensive insurance data, we know the average Hines driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $477 per year by choosing the right vehicle insurance company. Some Hines residents are paying out over $2,044 extra every year for auto insurance in Hines. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Hines, IL Savings / Yr. |
|---|---|
$477 |
|
$898 |
|
$718 |
|
$753 |
|
$1,856 |
|
$534 |
|
$686 |
Hines Car Insurance vs. Illinois
People living in Hines pay an average of 35.26% more than the typical driver in the state. The average driver in Hines can expect to pay about $1,213 per year, or $2,044 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in Hines for most people.
Car Insurance Prices by Hines Neighborhood
Insurance Prices
Where is insurance cheapest within Hines?
The map shows insurance prices in and around Hines, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $2,044 to a low of $2,044. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Hines.Pick the Best Car Insurance Company for You in Hines
The best car insurance provider for most drivers in Hines
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $477 over the average Hines car insurance company.
The best car insurance provider for Hines drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $898 over the competition.
The best car insurance company for Hines drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $718 better than other car insurance companies.
The best auto insurance for Hines drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $753 less each year.
The least expensive car insurance company for new and young drivers in Hines
In Hines, State Farm costs young drivers $1,856 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Hines
State Farm gave the largest car insurance discounts to married couples, averaging $534 saved each year compared to an average Hines couple's premiums.
The cheapest car insurance in Hines for drivers with bad credit
The best Hines car insurance company for customer service
Recent price drops
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The cheapest large national provider in Hines
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Hines driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hines, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Hines
What Influences the Cost of Car Insurance in Hines?
On average, car insurance in Hines is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Hines is 31 minutes, which is about the national average for a driver in the state.
- Illinois state insurance regulations may allow for lower prices.
- An average of 13 to 14 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Hines are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Hines is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Hines is $101 per month for minimum coverage and $170 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Broadview: Insurance costs 1.22% less
- North Riverside: Insurance costs 15.36% less
- Maywood: Insurance costs 1.47% less
- Forest Park: Insurance costs 8.12% less
- Riverside: Insurance costs 14.24% less
- Westchester: Insurance costs 15.61% less
- Bellwood: Insurance costs 3.23% less
- La Grange Park: Insurance costs 19.23% less
- River Forest: Insurance costs 18.05% less
- Berwyn: Insurance costs 6.12% less
Cities with Similar Populations
- Oaks: Insurance costs 21.04% less
- Orihula: Insurance costs 45.89% less
- Oraville: Insurance costs 26.91% less
- Optimus: Insurance costs 18.98% less
- Olive: Insurance costs 9.44% less
- Olga: Insurance costs 29.70% less
- Ogemaw: Insurance costs 17.95% less
- Ocotillo Wells: Insurance costs 8.27% less
- Ocate: Insurance costs 27.89% less
- Page: Insurance costs 38.80% less