Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Hodge, CA
We monitor insurance prices, helping the average driver in Hodge save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Hodge
The chart below shows the cheapest car insurance company in Hodge for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Hodge Insurer | Monthly Cost |
|---|---|
| Metromile | $48 |
| Geico | $54 |
| Progressive | $58 |
| Travelers | $60 |
Savings for Every Kind of Hodge Driver
Based on our extensive insurance data, we know the average Hodge driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $612 per year by choosing the right vehicle insurance company. Some Hodge residents are paying out over $1,914 extra every year for auto insurance in Hodge. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Hodge, CA Savings / Yr. |
|---|---|
$612 |
|
$1,121 |
|
$886 |
|
$1,558 |
|
$800 |
|
$347 |
|
$0 |
Hodge Car Insurance vs. California
People living in Hodge pay an average of 4.68% less than the typical driver in the state. The average driver in Hodge can expect to pay about $896 per year, or $1,914 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Hodge for most people.
Car Insurance Prices by Hodge Neighborhood
Insurance Prices
Where is insurance cheapest within Hodge?
The map shows insurance prices in and around Hodge, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $84 per year within the city boundaries, with insurance premiums ranging from a high of $1,980 to a low of $1,896. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Central parts of Hodge.Pick the Best Car Insurance Company for You in Hodge
The best car insurance provider for most drivers in Hodge
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $612 over the average Hodge car insurance company.
The best car insurance provider for Hodge drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,121 over the competition.
The best car insurance company for Hodge drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $886 better than other car insurance companies.
The best auto insurance for Hodge drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,558 less each year.
The least expensive car insurance company for new and young drivers in Hodge
In Hodge, State Farm costs young drivers $800 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Hodge
Progressive gave the largest car insurance discounts to married couples, averaging $347 saved each year compared to an average Hodge couple's premiums.
The cheapest car insurance in Hodge for drivers with bad credit
The best Hodge car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Hodge, which was better than other insurers.
The cheapest large national provider in Hodge
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Hodge driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hodge, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Hodge
What Influences the Cost of Car Insurance in Hodge?
On average, car insurance in Hodge is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Hodge is 28 minutes, which is a little less than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Hodge are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Hodge is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Hodge is $75 per month for minimum coverage and $160 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Hinkley: Insurance costs 2.40% less
- Lenwood: Insurance costs 2.98% more
- Helendale: Insurance costs 4.75% more
- Barstow: Insurance costs 7.58% more
- Nebo Center: Insurance costs 5.85% more
- Daggett: Insurance costs 0.52% more
- Yermo: Insurance costs 4.96% less
- Newberry Springs: Insurance costs 1.52% more
- Edwards Air Force Base: Insurance costs 3.45% less
- Edwards AFB: Insurance costs 3.55% less
Cities with Similar Populations
- Jansen: Insurance costs 27.12% less
- Lenora: Insurance costs 15.10% less
- Waterfall: Insurance costs 29.31% less
- Lees Creek: Insurance costs 44.46% less
- Leachtown: Insurance costs 19.49% less
- Waterlick: Insurance costs 39.03% less
- Lawrenceville: Insurance costs 10.61% more
- Watts Bar Dam: Insurance costs 30.41% less
- Kent: Insurance costs 29.26% less
- Kelley Town: Insurance costs 29.15% less