Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Honey Grove, TX
We monitor insurance prices, helping the average driver in Honey Grove save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Honey Grove
The chart below shows the cheapest car insurance company in Honey Grove for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Honey Grove Insurer | Monthly Cost |
|---|---|
| Clearcover | $45 |
| Mile Auto | $59 |
| Progressive | $60 |
| State Farm | $65 |
Savings for Every Kind of Honey Grove Driver
Based on our extensive insurance data, we know the average Honey Grove driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $358 per year by choosing the right vehicle insurance company. Some Honey Grove residents are paying out over $1,740 extra every year for auto insurance in Honey Grove. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Honey Grove, TX Savings / Yr. |
|---|---|
$358 |
|
$819 |
|
$722 |
|
$827 |
|
$1,259 |
|
$476 |
|
$520 |
Honey Grove Car Insurance vs. Texas
People living in Honey Grove pay an average of 10.95% less than the typical driver in the state. The average driver in Honey Grove can expect to pay about $1,036 per year, or $1,740 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Honey Grove for most people.
Car Insurance Prices by Honey Grove Neighborhood
Insurance Prices
Where is insurance cheapest within Honey Grove?
The map shows insurance prices in and around Honey Grove, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $278 per year within the city boundaries, with insurance premiums ranging from a high of $1,938 to a low of $1,660. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of Honey Grove.Pick the Best Car Insurance Company for You in Honey Grove
The best car insurance provider for most drivers in Honey Grove
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $358 over the average Honey Grove car insurance company.
The best car insurance provider for Honey Grove drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $819 over the competition.
The best car insurance company for Honey Grove drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $722 better than other car insurance companies.
The best auto insurance for Honey Grove drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $827 less each year.
The least expensive car insurance company for new and young drivers in Honey Grove
In Honey Grove, State Farm costs young drivers $1,259 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Honey Grove
State Farm gave the largest car insurance discounts to married couples, averaging $476 saved each year compared to an average Honey Grove couple's premiums.
The cheapest car insurance in Honey Grove for drivers with bad credit
The best Honey Grove car insurance company for customer service
Nationwide was the best company for customer service in Honey Grove according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Honey Grove, which was better than other insurers.
The cheapest large national provider in Honey Grove
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Honey Grove driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Honey Grove, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Honey Grove
What Influences the Cost of Car Insurance in Honey Grove?
On average, car insurance in Honey Grove is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Honey Grove is 29 minutes, which is a little less than average for a driver in the state.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Honey Grove are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Honey Grove is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Honey Grove is $86 per month for minimum coverage and $145 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Tigertown: Insurance costs 8.56% more
- Petty: Insurance costs 3.39% less
- Windom: Insurance costs 2.41% less
- Selfs: Insurance costs 9.71% more
- Harmon: Insurance costs 0.40% more
- High: Insurance costs 4.60% less
- Lannius: Insurance costs 4.94% less
- Roxton: Insurance costs 3.79% less
- Dodd City: Insurance costs 4.31% less
- Hail: Insurance costs 5.40% less
Cities with Similar Populations
- Worthington: Insurance costs 19.89% less
- Durand: Insurance costs 22.41% less
- Shelbina: Insurance costs 4.54% more
- Crow Agency: Insurance costs 4.83% less
- Swisher: Insurance costs 30.29% less
- Pine Level: Insurance costs 27.70% less
- Lake City: Insurance costs 20.52% less
- Phillipsburg: Insurance costs 2.36% more
- Peshastin: Insurance costs 24.94% less
- Pandora: Insurance costs 41.09% less