Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Houghtonville, VT
We monitor insurance prices, helping the average driver in Houghtonville save up to 31.8% on car insurance.
The Cheapest Minimum Coverage in Houghtonville
The chart below shows the cheapest car insurance company in Houghtonville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Concord Group Insurance.
| Houghtonville Insurer | Monthly Cost |
|---|---|
| Kemper | $32 |
| State Farm | $38 |
| Safeco Insurance | $43 |
| Concord Group Insurance | $48 |
Savings for Every Kind of Houghtonville Driver
Based on our extensive insurance data, we know the average Houghtonville driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $298 per year by choosing the right vehicle insurance company. Some Houghtonville residents are paying out over $1,174 extra every year for auto insurance in Houghtonville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Houghtonville, VT Savings / Yr. |
|---|---|
$298 |
|
$557 |
|
$355 |
|
$545 |
|
$1,076 |
|
$303 |
|
$524 |
Houghtonville Car Insurance vs. Vermont
People living in Houghtonville pay an average of 3.75% less than the typical driver in the state. The average driver in Houghtonville can expect to pay about $646 per year, or $1,174 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Houghtonville for most people.
Car Insurance Prices by Houghtonville Neighborhood
Insurance Prices
Where is insurance cheapest within Houghtonville?
The map shows insurance prices in and around Houghtonville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,174 to a low of $1,174. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Houghtonville.Pick the Best Car Insurance Company for You in Houghtonville
The best car insurance provider for most drivers in Houghtonville
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $298 over the average Houghtonville car insurance company.
The best car insurance provider for Houghtonville drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $557 over the competition.
The best car insurance company for Houghtonville drivers with speeding tickets
>Concord Group Insurance gave the average person with a speeding ticket the most savings, averaging $355 better than other car insurance companies.
The best auto insurance for Houghtonville drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $545 less each year.
The least expensive car insurance company for new and young drivers in Houghtonville
In Houghtonville, Concord Group Insurance costs young drivers $1,076 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Houghtonville
State Farm gave the largest car insurance discounts to married couples, averaging $303 saved each year compared to an average Houghtonville couple's premiums.
The cheapest car insurance in Houghtonville for drivers with bad credit
The best Houghtonville car insurance company for customer service
Nationwide was the best company for customer service in Houghtonville according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Houghtonville, which was better than other insurers.
The cheapest large national provider in Houghtonville
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Houghtonville driver can expect to pay about $81 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Houghtonville, USAA has the best prices for drivers with a DUI conviction, married couples, young drivers, drivers with bad credit, drivers with accidents, drivers with speeding tickets, and good drivers.Auto Insurance Prices in and Around Houghtonville
What Influences the Cost of Car Insurance in Houghtonville?
On average, car insurance in Houghtonville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Vermont state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Houghtonville are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Houghtonville has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Houghtonville is $54 per month for minimum coverage and $98 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Grafton: Insurance costs 0.17% less
- Windham: Insurance costs 0.09% more
- Cambridgeport: Insurance costs 0.34% less
- Chester: Insurance costs 0.43% more
- Bartonsville: Insurance costs 1.36% more
- West Townshend: Insurance costs 0.34% more
- Saxtons River: Insurance costs 0.17% less
- Gassetts: Insurance costs 0.77% less
- Andover: Insurance costs 0.17% more
- Simpsonville: Insurance costs 0.26% less
Cities with Similar Populations
- Souder: Insurance costs 56.22% more
- Idlewild: Insurance costs 150.60% more
- Indianapolis: Insurance costs 5.28% more
- Indianola: Insurance costs 2.13% more
- Indianola: Insurance costs 15.93% more
- Jolly: Insurance costs 48.13% more
- Sedalia: Insurance costs 6.47% less
- Smithboro: Insurance costs 73.59% more
- Snug Harbor: Insurance costs 50.43% more
- Somerville: Insurance costs 80.75% more