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Get Cheap Car Insurance in Houston Acres, KY
We monitor insurance prices, helping the average driver in Houston Acres save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Houston Acres
The chart below shows the cheapest car insurance company in Houston Acres for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Houston Acres Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $63 |
| State Farm | $63 |
| Travelers | $92 |
| Geico | $99 |
Savings for Every Kind of Houston Acres Driver
Based on our extensive insurance data, we know the average Houston Acres driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $556 per year by choosing the right vehicle insurance company. Some Houston Acres residents are paying out over $2,203 extra every year for auto insurance in Houston Acres. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Houston Acres, KY Savings / Yr. |
|---|---|
$556 |
|
$913 |
|
$898 |
|
$908 |
|
$1,798 |
|
$602 |
|
$964 |
Houston Acres Car Insurance vs. Kentucky
People living in Houston Acres pay an average of 3.23% more than the typical driver in the state. The average driver in Houston Acres can expect to pay about $1,134 per year, or $2,203 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Houston Acres for most people.
Car Insurance Prices by Houston Acres Neighborhood
Insurance Prices
Where is insurance cheapest within Houston Acres?
The map shows insurance prices in and around Houston Acres, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $2,203 to a low of $2,203. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Houston Acres.Pick the Best Car Insurance Company for You in Houston Acres
The best car insurance provider for most drivers in Houston Acres
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $556 over the average Houston Acres car insurance company.
The best car insurance provider for Houston Acres drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $913 over the competition.
The best car insurance company for Houston Acres drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $898 better than other car insurance companies.
The best auto insurance for Houston Acres drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $908 less each year.
The least expensive car insurance company for new and young drivers in Houston Acres
In Houston Acres, State Farm costs young drivers $1,798 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Houston Acres
State Farm gave the largest car insurance discounts to married couples, averaging $602 saved each year compared to an average Houston Acres couple's premiums.
The cheapest car insurance in Houston Acres for drivers with bad credit
The best Houston Acres car insurance company for customer service
Nationwide was the best company for customer service in Houston Acres according to the NAIC.
Recent price drops
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The cheapest large national provider in Houston Acres
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Houston Acres driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Houston Acres, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Houston Acres
What Influences the Cost of Car Insurance in Houston Acres?
On average, car insurance in Houston Acres is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Houston Acres is 32 minutes, which is about the national average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Houston Acres are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Houston Acres is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Houston Acres is $95 per month for minimum coverage and $184 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- St. Regis Park: Insurance costs 7.44% less
- Hurstbourne Acres: Insurance costs 2.09% less
- Meadowview Estates: Insurance costs 7.13% less
- Jeffersontown: Insurance costs 2.54% less
- Hurstbourne: Insurance costs 4.27% less
- Norwood: Insurance costs 5.45% less
- Bellemeade: Insurance costs 7.81% less
- St. Matthews: Insurance costs 5.04% less
- Beechwood Village: Insurance costs 5.36% less
- Richlawn: Insurance costs 4.31% less
Cities with Similar Populations
- Summit: Insurance costs 1.41% less
- Eastabuchie: Insurance costs 23.83% less
- Elmwood: Insurance costs 20.97% more
- Eminence: Insurance costs 46.07% less
- Eureka Springs: Insurance costs 21.24% less
- Extension: Insurance costs 34.18% more
- Staves: Insurance costs 23.60% less
- Stephensport: Insurance costs 6.81% less
- Stitzer: Insurance costs 48.89% less
- Stottville: Insurance costs 0.73% more