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Get Cheap Car Insurance in Howard Landing, CA
We monitor insurance prices, helping the average driver in Howard Landing save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Howard Landing
The chart below shows the cheapest car insurance company in Howard Landing for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Howard Landing Insurer | Monthly Cost |
|---|---|
| Metromile | $49 |
| Geico | $55 |
| Progressive | $59 |
| Travelers | $61 |
Savings for Every Kind of Howard Landing Driver
Based on our extensive insurance data, we know the average Howard Landing driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $621 per year by choosing the right vehicle insurance company. Some Howard Landing residents are paying out over $1,944 extra every year for auto insurance in Howard Landing. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Howard Landing, CA Savings / Yr. |
|---|---|
$621 |
|
$1,138 |
|
$900 |
|
$1,582 |
|
$812 |
|
$352 |
|
$0 |
Howard Landing Car Insurance vs. California
People living in Howard Landing pay an average of 3.20% less than the typical driver in the state. The average driver in Howard Landing can expect to pay about $910 per year, or $1,944 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Howard Landing for most people.
Car Insurance Prices by Howard Landing Neighborhood
Insurance Prices
Where is insurance cheapest within Howard Landing?
The map shows insurance prices in and around Howard Landing, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $49 per year within the city boundaries, with insurance premiums ranging from a high of $1,953 to a low of $1,904. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Howard Landing.Pick the Best Car Insurance Company for You in Howard Landing
The best car insurance provider for most drivers in Howard Landing
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $621 over the average Howard Landing car insurance company.
The best car insurance provider for Howard Landing drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,138 over the competition.
The best car insurance company for Howard Landing drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $900 better than other car insurance companies.
The best auto insurance for Howard Landing drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,582 less each year.
The least expensive car insurance company for new and young drivers in Howard Landing
In Howard Landing, State Farm costs young drivers $812 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Howard Landing
Progressive gave the largest car insurance discounts to married couples, averaging $352 saved each year compared to an average Howard Landing couple's premiums.
The cheapest car insurance in Howard Landing for drivers with bad credit
The best Howard Landing car insurance company for customer service
Nationwide was the best company for customer service in Howard Landing according to the NAIC.
Recent price drops
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The cheapest large national provider in Howard Landing
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Howard Landing driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Howard Landing, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Howard Landing
What Influences the Cost of Car Insurance in Howard Landing?
On average, car insurance in Howard Landing is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Howard Landing is 31 minutes, which is a little less than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Howard Landing are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Howard Landing is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Howard Landing is $76 per month for minimum coverage and $162 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Ryde: Insurance costs 1.70% less
- Walker Landing: Insurance costs 1.23% less
- Vorden: Insurance costs 2.06% less
- Rio Vista: Insurance costs 0.36% more
- Walnut Grove: Insurance costs 0.93% less
- Paintersville: Insurance costs 2.06% less
- Isleton: Insurance costs 2.52% less
- Courtland: Insurance costs 0.21% more
- Locke: Insurance costs 3.81% less
- Denverton: Insurance costs 0.51% more
Cities with Similar Populations
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- Milligan: Insurance costs 39.61% less
- Millview: Insurance costs 29.27% less
- Milo: Insurance costs 28.70% less
- Absaraka: Insurance costs 30.92% less
- Mitchellsville: Insurance costs 23.46% less
- Rowena: Insurance costs 16.98% less
- Rowland: Insurance costs 9.62% more
- Ruby: Insurance costs 31.12% less
- Ruso: Insurance costs 24.43% less