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Get Cheap Car Insurance in Huffman, AR

We monitor insurance prices, helping the average driver in Huffman save up to 33.0% on car insurance.

 

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The Cheapest Minimum Coverage in Huffman

The chart below shows the cheapest car insurance company in Huffman for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Farm Bureau, Geico, and Jupiter.

 
Huffman Insurer Monthly Cost
Safeco Insurance $52
Farm Bureau $54
Geico $56
Jupiter $57

Savings for Every Kind of Huffman Driver

The table shows how much the average auto insurance customer in Huffman might save by following our recommendations.

Based on our extensive insurance data, we know the average Huffman driver will save about 20% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $322 per year by choosing the right vehicle insurance company. Some Huffman residents are paying out over $1,626 extra every year for auto insurance in Huffman. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Huffman Car Insurance vs. Arkansas

People living in Huffman pay an average of 3.37% less than the typical driver in the state. The average driver in Huffman can expect to pay about $880 per year, or $1,626 for full coverage.

Based on our analysis, Travelers will be the cheapest provider in Huffman for most people.

Car Insurance Prices by Huffman Neighborhood

Huffman, AR map of insurance costs by zip code and neighborhood

Insurance Prices

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Average
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Where is insurance cheapest within Huffman?

The map shows insurance prices in and around Huffman, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,626 to a low of $1,626. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Huffman.

Pick the Best Car Insurance Company for You in Huffman

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Huffman insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Huffman

For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $322 over the average Huffman car insurance company.

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We use the average good driver, paying $109 per month, as our baseline for pricing in Huffman. State Farm, Travelers, and Safeco Insurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Huffman drivers with accidents on their records

In Huffman getting into an accident will raise premiums an average 37% for a yearly cost of $2,564. That's $937 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, Travelers, Gainsco, and Safeco Insurance are good choices for drivers with accidents.

In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $570 over the competition.

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The best car insurance company for Huffman drivers with speeding tickets

>Geico gave the average person with a speeding ticket the most savings, averaging $459 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Huffman, tickets raise premiums on new quotes about $520. If you have a speeding ticket, we recommend Geico, Gainsco, and Farm Bureau for savings that beat the average insurance cost of $2,146 per year.

The best auto insurance for Huffman drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,711 per year in auto insurance premiums, which was $1,084 more than a driver with no major issues. Progressive, Farm Bureau, and Safeco Insurance penalized their customers the least for a DUI.

Getting a quote from Farm Bureau may cost the average person with a DUI about $706 less each year.

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The least expensive car insurance company for new and young drivers in Huffman

In Huffman, Farm Bureau costs young drivers $1,825 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 71% more for insurance than more mature drivers in Huffman. With an average cost of $5,531 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Travelers, and Farm Bureau try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Huffman

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $182. State Farm, Geico, and Farm Bureau provided the largest discounts to couples living in Huffman.

Farm Bureau gave the largest car insurance discounts to married couples, averaging $324 saved each year compared to an average Huffman couple's premiums.

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The cheapest car insurance in Huffman for drivers with bad credit

People with poor credit saved an average of $453 with Geico.

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Many people are surprised that their poor credit score can cost them an average of $929 every year. Premiums for people with poor credit were about $2,555 in Huffman. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Dairyland, and Farm Bureau.

The best Huffman car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Huffman, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Shelter Insurance as the best provider in Huffman.

Nationwide was the best company for customer service in Huffman according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Huffman, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Huffman. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Huffman

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 24% of Huffman residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Travelers tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Huffman driver can expect to pay about $113 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Huffman, USAA has the best prices for drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and young drivers.
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Auto Insurance Prices in and Around Huffman

What Influences the Cost of Car Insurance in Huffman?

On average, car insurance in Huffman is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Huffman is 24 minutes, which is far less than average for a driver in the state.
  • Arkansas state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Huffman are among the highest in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
  • Huffman is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Huffman is $73 per month for minimum coverage and $136 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

Cities with Similar Populations

  • Red Line: Insurance costs 24.35% less
  • Pruden: Insurance costs 12.18% less
  • Pumphrey: Insurance costs 3.38% more
  • Punaluu: Insurance costs 13.78% less
  • Quaid: Insurance costs 82.16% more
  • Quaise: Insurance costs 7.20% less
  • Radar Base: Insurance costs 8.12% more
  • Ramah: Insurance costs 91.94% more
  • Rampart: Insurance costs 15.25% less
  • Ramsey: Insurance costs 19.31% less
* Who is the average Huffman driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Huffman with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.