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Get Cheap Car Insurance in Hummels Wharf, PA
We monitor insurance prices, helping the average driver in Hummels Wharf save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Hummels Wharf
The chart below shows the cheapest car insurance company in Hummels Wharf for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Hummels Wharf Insurer | Monthly Cost |
|---|---|
| Kemper | $47 |
| Metromile | $47 |
| Travelers | $48 |
| State Farm | $50 |
Savings for Every Kind of Hummels Wharf Driver
Based on our extensive insurance data, we know the average Hummels Wharf driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $356 per year by choosing the right vehicle insurance company. Some Hummels Wharf residents are paying out over $1,270 extra every year for auto insurance in Hummels Wharf. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Hummels Wharf, PA Savings / Yr. |
|---|---|
$356 |
|
$631 |
|
$482 |
|
$575 |
|
$1,472 |
|
$255 |
|
$455 |
Hummels Wharf Car Insurance vs. Pennsylvania
People living in Hummels Wharf pay an average of 10.90% less than the typical driver in the state. The average driver in Hummels Wharf can expect to pay about $788 per year, or $1,270 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Hummels Wharf for most people.
Car Insurance Prices by Hummels Wharf Neighborhood
Insurance Prices
Where is insurance cheapest within Hummels Wharf?
The map shows insurance prices in and around Hummels Wharf, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $16 per year within the city boundaries, with insurance premiums ranging from a high of $1,276 to a low of $1,260. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Central parts of Hummels Wharf.Pick the Best Car Insurance Company for You in Hummels Wharf
The best car insurance provider for most drivers in Hummels Wharf
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $356 over the average Hummels Wharf car insurance company.
The best car insurance provider for Hummels Wharf drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $631 over the competition.
The best car insurance company for Hummels Wharf drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $482 better than other car insurance companies.
The best auto insurance for Hummels Wharf drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $575 less each year.
The least expensive car insurance company for new and young drivers in Hummels Wharf
In Hummels Wharf, Travelers costs young drivers $1,472 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Hummels Wharf
State Farm gave the largest car insurance discounts to married couples, averaging $255 saved each year compared to an average Hummels Wharf couple's premiums.
The cheapest car insurance in Hummels Wharf for drivers with bad credit
The best Hummels Wharf car insurance company for customer service
Nationwide was the best company for customer service in Hummels Wharf according to the NAIC.
Recent price drops
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The cheapest large national provider in Hummels Wharf
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Hummels Wharf driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hummels Wharf, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Hummels Wharf
What Influences the Cost of Car Insurance in Hummels Wharf?
On average, car insurance in Hummels Wharf is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Hummels Wharf is 33 minutes, which is about the national average for a driver in the state.
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Hummels Wharf are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Hummels Wharf has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Hummels Wharf is $66 per month for minimum coverage and $106 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Shamokin Dam: Insurance costs the same
- Selinsgrove: Insurance costs the same
- Sunbury: Insurance costs 1.97% more
- Mile Run: Insurance costs 3.86% more
- Kratzerville: Insurance costs 0.47% less
- Fishers Ferry: Insurance costs 5.51% more
- Winfield: Insurance costs 0.24% less
- Northumberland: Insurance costs 0.71% less
- Seven Points: Insurance costs 3.78% more
- Dundore: Insurance costs 4.96% more
Cities with Similar Populations
- Selma: Insurance costs 14.80% less
- Independence: Insurance costs 12.05% more
- Indian Castle: Insurance costs 63.94% more
- Ingomar: Insurance costs 29.53% more
- Inverness: Insurance costs 29.53% more
- Ironhill: Insurance costs 5.20% more
- Ironville: Insurance costs 67.40% more
- Savah: Insurance costs 7.32% less
- Schlatitz: Insurance costs 44.33% more
- Scottsville: Insurance costs 20.94% more