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Get Cheap Car Insurance in Humphrey, NE
We monitor insurance prices, helping the average driver in Humphrey save up to 39.3% on car insurance.
The Cheapest Minimum Coverage in Humphrey
The chart below shows the cheapest car insurance company in Humphrey for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by American Family Insurance, State Farm, and Progressive.
| Humphrey Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $35 |
| American Family Insurance | $41 |
| State Farm | $41 |
| Progressive | $49 |
Savings for Every Kind of Humphrey Driver
Based on our extensive insurance data, we know the average Humphrey driver will save about 39% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $561 per year by choosing the right vehicle insurance company. Some Humphrey residents are paying out over $1,429 extra every year for auto insurance in Humphrey. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Humphrey, NE Savings / Yr. |
|---|---|
$561 |
|
$422 |
|
$396 |
|
$308 |
|
$1,355 |
|
$162 |
|
$749 |
Humphrey Car Insurance vs. Nebraska
People living in Humphrey pay an average of 0.18% more than the typical driver in the state. The average driver in Humphrey can expect to pay about $586 per year, or $1,429 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Humphrey for most people.
Car Insurance Prices by Humphrey Neighborhood
Insurance Prices
Where is insurance cheapest within Humphrey?
The map shows insurance prices in and around Humphrey, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $71 per year within the city boundaries, with insurance premiums ranging from a high of $1,438 to a low of $1,367. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Humphrey.Pick the Best Car Insurance Company for You in Humphrey
The best car insurance provider for most drivers in Humphrey
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $561 over the average Humphrey car insurance company.
The best car insurance provider for Humphrey drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $422 over the competition.
The best car insurance company for Humphrey drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $396 better than other car insurance companies.
The best auto insurance for Humphrey drivers with a DUI conviction
Getting a quote from American Family Insurance may cost the average person with a DUI about $308 less each year.
The least expensive car insurance company for new and young drivers in Humphrey
In Humphrey, Farmers Mutual of Nebraska costs young drivers $1,355 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Humphrey
Nationwide gave the largest car insurance discounts to married couples, averaging $162 saved each year compared to an average Humphrey couple's premiums.
The cheapest car insurance in Humphrey for drivers with bad credit
The best Humphrey car insurance company for customer service
Recent price drops
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The cheapest large national provider in Humphrey
For customers who prefer to work with large national providers, we recommend Nationwide for pricing. The average Humphrey driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Humphrey, USAA has the best prices for good drivers, drivers with bad credit, drivers with speeding tickets, married couples, young drivers, drivers with a DUI conviction, and drivers with accidents.Auto Insurance Prices in and Around Humphrey
What Influences the Cost of Car Insurance in Humphrey?
On average, car insurance in Humphrey is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Nebraska state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Humphrey are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Humphrey is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Humphrey is $49 per month for minimum coverage and $119 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Cornlea: Insurance costs 0.63% more
- Tarnov: Insurance costs 1.75% less
- Creston: Insurance costs 3.92% less
- St. Bernard: Insurance costs 2.10% less
- Madison: Insurance costs 2.10% less
- Platte Center: Insurance costs 3.78% less
- Lindsay: Insurance costs 4.34% less
- Leigh: Insurance costs 2.38% less
- Rosenburg: Insurance costs 4.41% less
- Monroe: Insurance costs 3.43% less
Cities with Similar Populations
- Ashby: Insurance costs 10.08% more
- Ashland: Insurance costs 37.37% less
- Grantsville: Insurance costs 4.83% more
- Patton Village: Insurance costs 26.59% more
- Mountain Village: Insurance costs 30.09% more
- New York: Insurance costs 12.67% more
- Newport: Insurance costs 47.31% more
- North Hartsville: Insurance costs 15.19% more
- Oakland Acres: Insurance costs 15.19% less
- Orangeville: Insurance costs 6.44% less