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Get Cheap Car Insurance in Hurley, NY
We monitor insurance prices, helping the average driver in Hurley save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Hurley
The chart below shows the cheapest car insurance company in Hurley for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Hurley Insurer | Monthly Cost |
|---|---|
| Kemper | $86 |
| Plymouth Rock Assurance | $115 |
| Safeco Insurance | $123 |
| Geico | $129 |
Savings for Every Kind of Hurley Driver
Based on our extensive insurance data, we know the average Hurley driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $698 per year by choosing the right vehicle insurance company. Some Hurley residents are paying out over $2,341 extra every year for auto insurance in Hurley. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Hurley, NY Savings / Yr. |
|---|---|
$698 |
|
$445 |
|
$889 |
|
$900 |
|
$2,204 |
|
$738 |
|
$1,175 |
Hurley Car Insurance vs. New York
People living in Hurley pay an average of 3.45% less than the typical driver in the state. The average driver in Hurley can expect to pay about $1,698 per year, or $2,341 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Hurley for most people.
Car Insurance Prices by Hurley Neighborhood
Insurance Prices
Where is insurance cheapest within Hurley?
The map shows insurance prices in and around Hurley, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $105 per year within the city boundaries, with insurance premiums ranging from a high of $2,363 to a low of $2,258. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the North parts of Hurley.Pick the Best Car Insurance Company for You in Hurley
The best car insurance provider for most drivers in Hurley
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $698 over the average Hurley car insurance company.
The best car insurance provider for Hurley drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $445 over the competition.
The best car insurance company for Hurley drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $889 better than other car insurance companies.
The best auto insurance for Hurley drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $900 less each year.
The least expensive car insurance company for new and young drivers in Hurley
In Hurley, Progressive costs young drivers $2,204 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Hurley
Progressive gave the largest car insurance discounts to married couples, averaging $738 saved each year compared to an average Hurley couple's premiums.
The cheapest car insurance in Hurley for drivers with bad credit
The best Hurley car insurance company for customer service
Recent price drops
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The cheapest large national provider in Hurley
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Hurley driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hurley, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Hurley
What Influences the Cost of Car Insurance in Hurley?
On average, car insurance in Hurley is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Hurley is 29 minutes, which is a little less than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Hurley are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Hurley has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Hurley is $142 per month for minimum coverage and $195 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Kingston: Insurance costs 1.92% more
- Bloomington: Insurance costs 0.38% less
- Sawkill: Insurance costs 3.03% more
- Port Ewen: Insurance costs 3.20% less
- Cottekill: Insurance costs 2.48% less
- Pacama: Insurance costs 1.07% less
- Rosendale: Insurance costs 3.46% less
- West Hurley: Insurance costs 0.34% less
- Ulster Park: Insurance costs 2.43% less
- Lake Katrine: Insurance costs 3.97% less
Cities with Similar Populations
- Avalon: Insurance costs 17.56% less
- Evans Mills: Insurance costs 9.44% less
- La Cienega: Insurance costs 34.56% less
- Hillsboro: Insurance costs 44.38% less
- High Point: Insurance costs 13.28% more
- Hartly: Insurance costs 22.08% less
- Galena: Insurance costs 23.45% less
- Forsyth: Insurance costs 41.99% less
- Dannemora: Insurance costs 8.42% less
- Center Point: Insurance costs 48.40% less