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Get Cheap Car Insurance in Hurricane, AL
We monitor insurance prices, helping the average driver in Hurricane save up to 30.9% on car insurance.
The Cheapest Minimum Coverage in Hurricane
The chart below shows the cheapest car insurance company in Hurricane for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Gainsco, State Farm, and Safe Auto.
| Hurricane Insurer | Monthly Cost |
|---|---|
| Travelers | $70 |
| Gainsco | $73 |
| State Farm | $76 |
| Safe Auto | $77 |
Savings for Every Kind of Hurricane Driver
Based on our extensive insurance data, we know the average Hurricane driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $388 per year by choosing the right vehicle insurance company. Some Hurricane residents are paying out over $1,568 extra every year for auto insurance in Hurricane. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Hurricane, AL Savings / Yr. |
|---|---|
$388 |
|
$528 |
|
$495 |
|
$561 |
|
$1,219 |
|
$67 |
|
$332 |
Hurricane Car Insurance vs. Alabama
People living in Hurricane pay an average of 2.19% less than the typical driver in the state. The average driver in Hurricane can expect to pay about $1,035 per year, or $1,568 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Hurricane for most people.
Car Insurance Prices by Hurricane Neighborhood
Insurance Prices
Where is insurance cheapest within Hurricane?
The map shows insurance prices in and around Hurricane, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $22 per year within the city boundaries, with insurance premiums ranging from a high of $1,577 to a low of $1,555. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the East parts of Hurricane.Pick the Best Car Insurance Company for You in Hurricane
The best car insurance provider for most drivers in Hurricane
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $388 over the average Hurricane car insurance company.
The best car insurance provider for Hurricane drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $528 over the competition.
The best car insurance company for Hurricane drivers with speeding tickets
>Safe Auto gave the average person with a speeding ticket the most savings, averaging $495 better than other car insurance companies.
The best auto insurance for Hurricane drivers with a DUI conviction
Getting a quote from Allstate may cost the average person with a DUI about $561 less each year.
The least expensive car insurance company for new and young drivers in Hurricane
In Hurricane, Travelers costs young drivers $1,219 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Hurricane
State Farm gave the largest car insurance discounts to married couples, averaging $67 saved each year compared to an average Hurricane couple's premiums.
The cheapest car insurance in Hurricane for drivers with bad credit
The best Hurricane car insurance company for customer service
Recent price drops
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The cheapest large national provider in Hurricane
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Hurricane driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hurricane, USAA has the best prices for drivers with accidents, married couples, good drivers, young drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Hurricane
What Influences the Cost of Car Insurance in Hurricane?
On average, car insurance in Hurricane is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Hurricane is 32 minutes, which is a little less than average for a driver in the state.
- Alabama state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Hurricane are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Hurricane is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Hurricane is $86 per month for minimum coverage and $131 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Whitehouse Forks: Insurance costs 0.64% more
- Stapleton: Insurance costs 2.30% less
- Carpenter: Insurance costs 0.83% less
- Bromley: Insurance costs 1.28% less
- Bay Minette: Insurance costs 1.15% less
- Blacksher: Insurance costs 5.10% less
- Creola: Insurance costs 0.57% less
- Satsuma: Insurance costs 2.36% more
- Axis: Insurance costs 0.64% less
- Chickasaw: Insurance costs 10.27% more
Cities with Similar Populations
- Townley: Insurance costs 27.23% less
- Ucross: Insurance costs 0.38% more
- Tyre: Insurance costs 82.72% more
- Tuttle: Insurance costs 30.48% less
- Tuscarora: Insurance costs 51.47% more
- Tuleta: Insurance costs 1.98% more
- Tulalip: Insurance costs 6.12% less
- Truxno: Insurance costs 91.26% more
- Troy Center: Insurance costs 38.39% less
- Troxelville: Insurance costs 16.65% less