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Get Cheap Car Insurance in Ibex, KY
We monitor insurance prices, helping the average driver in Ibex save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Ibex
The chart below shows the cheapest car insurance company in Ibex for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Ibex Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $66 |
| State Farm | $66 |
| Travelers | $96 |
| Geico | $104 |
Savings for Every Kind of Ibex Driver
Based on our extensive insurance data, we know the average Ibex driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $582 per year by choosing the right vehicle insurance company. Some Ibex residents are paying out over $2,304 extra every year for auto insurance in Ibex. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Ibex, KY Savings / Yr. |
|---|---|
$582 |
|
$954 |
|
$939 |
|
$950 |
|
$1,881 |
|
$629 |
|
$1,008 |
Ibex Car Insurance vs. Kentucky
People living in Ibex pay an average of 7.96% more than the typical driver in the state. The average driver in Ibex can expect to pay about $1,187 per year, or $2,304 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Ibex for most people.
Car Insurance Prices by Ibex Neighborhood
Insurance Prices
Where is insurance cheapest within Ibex?
The map shows insurance prices in and around Ibex, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $118 per year within the city boundaries, with insurance premiums ranging from a high of $2,354 to a low of $2,236. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Central parts of Ibex.Pick the Best Car Insurance Company for You in Ibex
The best car insurance provider for most drivers in Ibex
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $582 over the average Ibex car insurance company.
The best car insurance provider for Ibex drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $954 over the competition.
The best car insurance company for Ibex drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $939 better than other car insurance companies.
The best auto insurance for Ibex drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $950 less each year.
The least expensive car insurance company for new and young drivers in Ibex
In Ibex, State Farm costs young drivers $1,881 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Ibex
State Farm gave the largest car insurance discounts to married couples, averaging $629 saved each year compared to an average Ibex couple's premiums.
The cheapest car insurance in Ibex for drivers with bad credit
The best Ibex car insurance company for customer service
Recent price drops
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The cheapest large national provider in Ibex
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Ibex driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Ibex, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Ibex
What Influences the Cost of Car Insurance in Ibex?
On average, car insurance in Ibex is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Ibex is 45 minutes, which is far more than average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 5 to 6 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Ibex are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Ibex is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Ibex is $99 per month for minimum coverage and $192 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Bruin: Insurance costs 2.13% more
- Green: Insurance costs 0.52% less
- Newfoundland: Insurance costs 3.21% less
- Grahn: Insurance costs 0.69% less
- Stark: Insurance costs 3.08% less
- Stephens: Insurance costs 1.69% more
- Gimlet: Insurance costs 2.17% less
- Dobbins: Insurance costs 1.17% more
- Burke: Insurance costs 0.95% more
- Fultz: Insurance costs 0.52% more
Cities with Similar Populations
- Houghton: Insurance costs 45.40% less
- St. Pats: Insurance costs 33.59% less
- St. George: Insurance costs 59.20% less
- Southview: Insurance costs 41.93% less
- Jordan Run: Insurance costs 37.41% less
- Institute: Insurance costs 35.63% less
- Inlet: Insurance costs 0.39% more
- Inglenook: Insurance costs 22.27% less
- Imperial: Insurance costs 27.21% less
- Hysham: Insurance costs 29.08% less