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Get Cheap Car Insurance in Idlewild, MI
We monitor insurance prices, helping the average driver in Idlewild save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Idlewild
The chart below shows the cheapest car insurance company in Idlewild for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Idlewild Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $109 |
| Progressive | $124 |
| State Farm | $125 |
| Safeco Insurance | $132 |
Savings for Every Kind of Idlewild Driver
Based on our extensive insurance data, we know the average Idlewild driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,181 per year by choosing the right vehicle insurance company. Some Idlewild residents are paying out over $2,938 extra every year for auto insurance in Idlewild. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Idlewild, MI Savings / Yr. |
|---|---|
$1,181 |
|
$1,928 |
|
$1,706 |
|
$2,593 |
|
$3,059 |
|
$0 |
|
$0 |
Idlewild Car Insurance vs. Michigan
People living in Idlewild pay an average of 1.36% more than the typical driver in the state. The average driver in Idlewild can expect to pay about $2,232 per year, or $2,938 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Idlewild for most people.
Car Insurance Prices by Idlewild Neighborhood
Insurance Prices
Where is insurance cheapest within Idlewild?
The map shows insurance prices in and around Idlewild, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $113 per year within the city boundaries, with insurance premiums ranging from a high of $2,950 to a low of $2,837. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southwest parts of Idlewild.Pick the Best Car Insurance Company for You in Idlewild
The best car insurance provider for most drivers in Idlewild
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,181 over the average Idlewild car insurance company.
The best car insurance provider for Idlewild drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,928 over the competition.
The best car insurance company for Idlewild drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,706 better than other car insurance companies.
The best auto insurance for Idlewild drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,593 less each year.
The least expensive car insurance company for new and young drivers in Idlewild
In Idlewild, Geico costs young drivers $3,059 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Idlewild
The cheapest car insurance in Idlewild for drivers with bad credit
The best Idlewild car insurance company for customer service
Recent price drops
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The cheapest large national provider in Idlewild
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Idlewild driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Idlewild, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Idlewild
What Influences the Cost of Car Insurance in Idlewild?
On average, car insurance in Idlewild is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Idlewild is 37 minutes, which is far more than average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Idlewild is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Idlewild is $186 per month for minimum coverage and $245 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Marlborough: Insurance costs 0.82% less
- Baldwin: Insurance costs 1.06% less
- Nirvana: Insurance costs 1.63% less
- Lilley: Insurance costs 4.36% less
- Chase: Insurance costs 6.60% less
- Bitely: Insurance costs 3.40% less
- Pine Grove Beach: Insurance costs 2.79% less
- Hawkins: Insurance costs 5.92% less
- Woodland Park: Insurance costs 2.52% less
- Luther: Insurance costs 4.39% less
Cities with Similar Populations
- Cliffland: Insurance costs 58.54% less
- Brooklin: Insurance costs 67.02% less
- Brookston: Insurance costs 38.84% less
- Brunswick: Insurance costs 54.49% less
- Buckman: Insurance costs 44.35% less
- Cantrall: Insurance costs 51.94% less
- Carbonado: Insurance costs 49.35% less
- Careywood: Insurance costs 59.87% less
- Carlton: Insurance costs 55.24% less
- Carters Creek: Insurance costs 51.80% less